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Since 1999, we've been helping Canadians save on their auto insurance:

Introduction to auto insurance quotes in Canada


Your automobile insurance is there to protect you against losses in the event of an accident, theft, vandalism, or some other incident that involves your vehicle and causes damage, liability or injury. Your policy is, essentially, a contract between you and your insurance company. You pay a premium, and in return, the insurer agrees to pay for any losses as they are defined in policy.

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Auto insurance and the law

In Canada, it is law that you have vehicle insurance. It is valid anywhere in Canada and the United States and you should keep proof of your car insurance with you whenever you drive because you must produce it upon the request of a police officer. If you are found driving without valid insurance, you can have your driver's licence suspended and your vehicle impounded.

In Canada, each province and territory establishes their own required minimum insurance coverage. However, you can often get options that go beyond the basics; you can personalize your policy to make certain that you've got the exact protection you require, without paying for extra insurance you may not need.

The law does not require that you get insurance to cover physical damages to your car. However, if you have a newer automobile you'll want to protect your investment and consider purchasing Collision and Comprehensive coverage. In some cases, if you are financing or leasing you may be required to have both.

What does auto insurance cover?

Your insurance generally provides property, liability and medical coverage:

  • Property coverage pays for damage or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
  • For more information on auto insurance, please visit the Financial Services Commission of Ontario website.

*49.56% of Kanetix customers in Ontario who participated in the survey said Kanetix helped them identify an average savings amount of $695.63 (September 1 - October 31, 2012) on their car insurance. The cited amount represents the average difference between the best quote obtained at www.kanetix.ca and the current premium amount of participants in the survey. The savings amount varies by individual and does not constitute a guarantee; in each individual case, the difference may be smaller or greater than the savings amount cited.

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  • Classic Car Insurance

  • Classic car insurance is called different things by different people. Some call it Antique auto insurance, others call it Vintage car insurance or Collector car insurance and some even just call it old car insurance. But, the purpose is essentially the same - to protect your older car or classic vehicle. Get a rate today.

  • Commercial Auto Insurance

  • As a business owner with commercial vehicles, you need the same kinds of auto insurance coverages for the cars, trucks or trailers that you use in your business as you do for a car used for personal travel because the fact is that no matter where you may be driving in Canada, if you plan to drive a vehicle on public roads, the vehicle must be covered under an insurance policy. Get a rate today.

  • Motorcycle Insurance

  • The purpose of motorcycle insurance is to protect yourself from certain financial losses that may occur as a result of owning and/or operating a motorcycle. Motorcycle insurance is a contract between the policyholder and the motorcycle insurance company, whereby the policyholder pays an agreed upon premium, and the motorcycle insurance company agrees to pay for any motorcycle-related losses that may occur as outlined in the motorcycle insurance policy. Get a rate today.

  • RV Insurance

  • The purpose of recreational vehicle insurance is to protect yourself and your travel trailer from financial and other losses that may result in the event of an accident or other unforeseen event. A camping vehicle can be loads of fun, and over the years, they have come to be known by several different names such as: RV, travel trailer, fifth wheel, camper, camper trailer, campervan, Caravan, towable trailer (or tow-able tent trailer), recreational trailer, mobile home or motor home. Get a rate today.

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auto INSURANCE QUOTE TICKER
Car Insurance Quotes Premium
Customer 22, GUELPH, ON
2005, PONTIAC, PURSUIT 4DR
belairdirect$1730
Desjardins Insurance$2228
Economical Insurance$2264
Allstate $2287
The Co-operators$2353
Range of top quotes$623
Customer 55, SCARBOROUGH, ON
2013, BMW, 328i xDrive 4DR AWD
Desjardins Insurance$1868
COSECO$2012
Allstate $2135
CAA Insurance$2359
Economical Insurance$2373
Range of top quotes$505
Customer 29, AJAX, ON
2010, CHEVROLET, MALIBU LTZ V6 4DR
belairdirect$1995
The Co-operators$2163
CAA Insurance$2835
Allstate $3245
RBC Insurance$3391
Range of top quotes$1396
Customer 32, BROMONT, PQ
2009, ACURA, TL 4DR AWD
RBC Insurance$898
Allstate $1152
COSECO$1412
The Co-operators$1478
Range of top quotes$580
Customer 24, CALGARY, AB
2008, FORD, F350 SD XL SUPERCAB 4WD DIESEL
Pembridge$1888
Economical Insurance$1950
RBC Insurance$2793
Alberta Motor Association$2857
Western Direct$3307
Range of top quotes$1419
Customer 22, CALGARY, AB
2006, PONTIAC, G6 GT V6 4DR
Economical Insurance$1268
Pembridge$2081
Intact Insurance$2103
Western Direct$2133
RBC Insurance$2170
Range of top quotes$902
Customer 34, MISSISSAUGA, ON
1998, TOYOTA, CAMRY 4DR
belairdirect$1951
COSECO$2018
CAA Insurance$2349
The Co-operators$2386
Pafco$4082
Range of top quotes$2131
Customer 79, NORTH YORK, ON
2006, TOYOTA, MATRIX WAGON
CAA Insurance$1818
Grey Power$2137
Desjardins Insurance$2153
belairdirect$2262
COSECO$2300
Range of top quotes$482
Customer 24, MONTREAL, PQ
2012, MITSUBISHI, RVR SE 4DR 4WD
Allstate $1918
SSQ auto$2013
RBC Insurance$2857
The Co-operators$2948
Range of top quotes$1030
Customer 21, DASHWOOD, ON
1998, CHEVROLET, BLAZER S SERIES 4DR 4WD
Economical Insurance$1463
belairdirect$1743
Pafco$2517
Desjardins Insurance$2592
Coachman Insurance$2933
Range of top quotes$1470

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