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Easily and quickly save on your car insurance by comparison shopping at Kanetix.ca.

Since 1999, we've been helping Canadians save on their auto insurance:

Introduction to auto insurance quotes in Canada


Your automobile insurance is there to protect you against losses in the event of an accident, theft, vandalism, or some other incident that involves your vehicle and causes damage, liability or injury. Your policy is, essentially, a contract between you and your insurance company. You pay a premium, and in return, the insurer agrees to pay for any losses as they are defined in policy.

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Auto insurance and the law

In Canada, it is law that you have vehicle insurance. It is valid anywhere in Canada and the United States and you should keep proof of your car insurance with you whenever you drive because you must produce it upon the request of a police officer. If you are found driving without valid insurance, you can have your driver's licence suspended and your vehicle impounded.

In Canada, each province and territory establishes their own required minimum insurance coverage. However, you can often get options that go beyond the basics; you can personalize your policy to make certain that you've got the exact protection you require, without paying for extra insurance you may not need.

The law does not require that you get insurance to cover physical damages to your car. However, if you have a newer automobile you'll want to protect your investment and consider purchasing Collision and Comprehensive coverage. In some cases, if you are financing or leasing you may be required to have both.

What does auto insurance cover?

Your insurance generally provides property, liability and medical coverage:

  • Property coverage pays for damage or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
  • For more information on auto insurance, please visit the Financial Services Commission of Ontario website.

*49.56% of Kanetix customers in Ontario who participated in the survey said Kanetix helped them identify an average savings amount of $695.63 (September 1 - October 31, 2012) on their car insurance. The cited amount represents the average difference between the best quote obtained at www.kanetix.ca and the current premium amount of participants in the survey. The savings amount varies by individual and does not constitute a guarantee; in each individual case, the difference may be smaller or greater than the savings amount cited.

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  • Classic Car Insurance

    • Classic car insurance is called different things by different people. Some call it Antique auto insurance, others call it Vintage car insurance or Collector car insurance and some even just call it old car insurance. But, the purpose is essentially the same - to protect your older car or classic vehicle. Get a rate today.

  • Commercial Auto Insurance

    • As a business owner with commercial vehicles, you need the same kinds of auto insurance coverages for the cars, trucks or trailers that you use in your business as you do for a car used for personal travel because the fact is that no matter where you may be driving in Canada, if you plan to drive a vehicle on public roads, the vehicle must be covered under an insurance policy. Get a rate today.

  • Motorcycle Insurance

    • The purpose of motorcycle insurance is to protect yourself from certain financial losses that may occur as a result of owning and/or operating a motorcycle. Motorcycle insurance is a contract between the policyholder and the motorcycle insurance company, whereby the policyholder pays an agreed upon premium, and the motorcycle insurance company agrees to pay for any motorcycle-related losses that may occur as outlined in the motorcycle insurance policy. Get a rate today.

  • RV Insurance

    • The purpose of recreational vehicle insurance is to protect yourself and your travel trailer from financial and other losses that may result in the event of an accident or other unforeseen event. A camping vehicle can be loads of fun, and over the years, they have come to be known by several different names such as: RV, travel trailer, fifth wheel, camper, camper trailer, campervan, Caravan, towable trailer (or tow-able tent trailer), recreational trailer, mobile home or motor home. Get a rate today.

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auto INSURANCE QUOTE TICKER
Car Insurance Quotes Premium
Customer 25, WATERLOO, ON
1997, TOYOTA, TERCEL 2DR SEDAN
belairdirect$1218
Aviva$2170
Pafco$2711
Echelon Insurance$2872
Pembridge$2975
Range of top quotes$1757
Customer 53, TIMMINS, ON
2003, GMC, YUKON XL 1500 4DR 4WD
RBC Insurance$1035
Desjardins Insurance$1134
The Co-operators$1331
belairdirect$1493
Economical Insurance$1594
Range of top quotes$559
Customer 27, MISSISSAUGA, ON
2010, MAZDA, MAZDA3 GT 4DR
Desjardins Insurance$1746
belairdirect$2198
Economical Insurance$2264
The Co-operators$2280
Allstate $2403
Range of top quotes$657
Customer 36, MONTREAL, PQ
2012, KIA, SPORTAGE EX 4DR AWD
SSQ auto$811
RBC Insurance$1002
The Co-operators$1358
COSECO$1397
Range of top quotes$586
Customer 51, CALGARY, AB
2013, HYUNDAI, SONATA GLS 4DR
Millennium Insurance $894
SGI$1048
Aviva$1109
Alberta Motor Association$1185
Economical Insurance$1315
Range of top quotes$421
Customer 42, LA CRETE, AB
2008, FORD, F150 LARIAT SUPERCREW 4WD
Economical Insurance$1104
SGI$1237
COSECO$1398
Grey Power$1490
RBC Insurance$1639
Range of top quotes$535
Customer 46, ETOBICOKE, ON
2007, TOYOTA, 4RUNNER SPORT V8 4DR 4WD
Desjardins Insurance$1260
belairdirect$1752
Allstate $1845
CAA Insurance$2071
RBC Insurance$2080
Range of top quotes$820
Customer 47, LAVAL, PQ
2010, CHEVROLET, SILVERADO 1500 LT EXT CAB 4WD
SSQ auto$718
RBC Insurance$972
Allstate $1234
COSECO$1346
Range of top quotes$628
Customer 21, BELLEVILLE, ON
2008, SUBARU, IMPREZA WRX STi 5DR AWD
belairdirect$1799
The Co-operators$2011
Coachman Insurance$2113
CAA Insurance$2262
Allstate $2501
Range of top quotes$702
Customer 22, CASSELMAN, ON
2004, PONTIAC, VIBE WAGON
belairdirect$1153
Desjardins Insurance$1713
Coachman Insurance$2809
Pembridge$3058
Pafco$4221
Range of top quotes$3068

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