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Since 1999, we've been helping Canadians save on their auto insurance:

Introduction to auto insurance quotes in Canada


Your automobile insurance is there to protect you against losses in the event of an accident, theft, vandalism, or some other incident that involves your vehicle and causes damage, liability or injury. Your policy is, essentially, a contract between you and your insurance company. You pay a premium, and in return, the insurer agrees to pay for any losses as they are defined in policy.

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Auto insurance and the law

In Canada, it is law that you have vehicle insurance. It is valid anywhere in Canada and the United States and you should keep proof of your car insurance with you whenever you drive because you must produce it upon the request of a police officer. If you are found driving without valid insurance, you can have your driver's licence suspended and your vehicle impounded.

In Canada, each province and territory establishes their own required minimum insurance coverage. However, you can often get options that go beyond the basics; you can personalize your policy to make certain that you've got the exact protection you require, without paying for extra insurance you may not need.

The law does not require that you get insurance to cover physical damages to your car. However, if you have a newer automobile you'll want to protect your investment and consider purchasing Collision and Comprehensive coverage. In some cases, if you are financing or leasing you may be required to have both.

What does auto insurance cover?

Your insurance generally provides property, liability and medical coverage:

  • Property coverage pays for damage or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
  • For more information on auto insurance, please visit the Financial Services Commission of Ontario website.

*49.56% of Kanetix customers in Ontario who participated in the survey said Kanetix helped them identify an average savings amount of $695.63 (September 1 - October 31, 2012) on their car insurance. The cited amount represents the average difference between the best quote obtained at www.kanetix.ca and the current premium amount of participants in the survey. The savings amount varies by individual and does not constitute a guarantee; in each individual case, the difference may be smaller or greater than the savings amount cited.

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  • Classic Car Insurance

  • Classic car insurance is called different things by different people. Some call it Antique auto insurance, others call it Vintage car insurance or Collector car insurance and some even just call it old car insurance. But, the purpose is essentially the same - to protect your older car or classic vehicle. Get a rate today.

  • Commercial Auto Insurance

  • As a business owner with commercial vehicles, you need the same kinds of auto insurance coverages for the cars, trucks or trailers that you use in your business as you do for a car used for personal travel because the fact is that no matter where you may be driving in Canada, if you plan to drive a vehicle on public roads, the vehicle must be covered under an insurance policy. Get a rate today.

  • Motorcycle Insurance

  • The purpose of motorcycle insurance is to protect yourself from certain financial losses that may occur as a result of owning and/or operating a motorcycle. Motorcycle insurance is a contract between the policyholder and the motorcycle insurance company, whereby the policyholder pays an agreed upon premium, and the motorcycle insurance company agrees to pay for any motorcycle-related losses that may occur as outlined in the motorcycle insurance policy. Get a rate today.

  • RV Insurance

  • The purpose of recreational vehicle insurance is to protect yourself and your travel trailer from financial and other losses that may result in the event of an accident or other unforeseen event. A camping vehicle can be loads of fun, and over the years, they have come to be known by several different names such as: RV, travel trailer, fifth wheel, camper, camper trailer, campervan, Caravan, towable trailer (or tow-able tent trailer), recreational trailer, mobile home or motor home. Get a rate today.

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auto INSURANCE QUOTE TICKER
Car Insurance Quotes Premium
Customer 24, ETOBICOKE, ON
2001, VOLKSWAGEN, JETTA 4DR DIESEL
belairdirect$1962
Economical Insurance$2595
Aviva$2677
Allstate $3008
CAA Insurance$3214
Range of top quotes$1252
Customer 39, LES COTEAUX, PQ
2010, NISSAN, SENTRA 2.0 SL 4DR
RBC Insurance$689
The Co-operators$708
COSECO$777
Allstate $1286
Range of top quotes$597
Customer 54, EAST YORK, ON
2013, SUBARU, XV CROSSTREK TOURING 5DR AWD
Desjardins Insurance$1354
Economical Insurance$1502
CAA Insurance$1670
Grey Power$1729
belairdirect$1846
Range of top quotes$492
Customer 37, CALGARY, AB
2007, DODGE, CALIBER R/T 5DR AWD
RBC Insurance$1276
Grey Power$1512
Alberta Motor Association$1634
Aviva$1874
Economical Insurance$2166
Range of top quotes$890
Customer 34, MAPLE, ON
2002, CHEVROLET, CAVALIER 4DR
Desjardins Insurance$1818
Economical Insurance$2128
CAA Insurance$2294
Allstate $2304
Aviva$2651
Range of top quotes$833
Customer 22, CALGARY, AB
2007, JEEP, LIBERTY SPORT 4DR 4WD
Economical Insurance$1691
SGI$2170
Pembridge$2179
Millennium Insurance $2370
RBC Insurance$2387
Range of top quotes$696
Customer 23, LAVAL, PQ
2013, HONDA, ACCORD EX-L V6 4DR
SSQ auto$1616
Allstate $2444
The Co-operators$3308
RBC Insurance$3367
Range of top quotes$1751
Customer 19, THUNDER BAY, ON
2002, PONTIAC, GRAND PRIX SE 4DR
belairdirect$1817
Desjardins Insurance$2230
The Co-operators$2552
Economical Insurance$2685
Pafco$2986
Range of top quotes$1169
Customer 53, HAMILTON, ON
2012, SUBARU, LEGACY 2.5i 4DR AWD
CAA Insurance$1367
Desjardins Insurance$1755
RBC Insurance$1772
belairdirect$1930
Grey Power$2064
Range of top quotes$697
Customer 28, GRAVENHURST, ON
2002, DODGE, CARAVAN SE
belairdirect$869
Aviva$947
Pembridge$1337
Echelon Insurance$1692
Pafco$1894
Range of top quotes$1025

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