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Since 1999, we've been helping Canadians save on their auto insurance:

Introduction to auto insurance quotes in Canada


Your automobile insurance is there to protect you against losses in the event of an accident, theft, vandalism, or some other incident that involves your vehicle and causes damage, liability or injury. Your policy is, essentially, a contract between you and your insurance company. You pay a premium, and in return, the insurer agrees to pay for any losses as they are defined in policy.

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Auto insurance and the law

In Canada, it is law that you have vehicle insurance. It is valid anywhere in Canada and the United States and you should keep proof of your car insurance with you whenever you drive because you must produce it upon the request of a police officer. If you are found driving without valid insurance, you can have your driver's licence suspended and your vehicle impounded.

In Canada, each province and territory establishes their own required minimum insurance coverage. However, you can often get options that go beyond the basics; you can personalize your policy to make certain that you've got the exact protection you require, without paying for extra insurance you may not need.

The law does not require that you get insurance to cover physical damages to your car. However, if you have a newer automobile you'll want to protect your investment and consider purchasing Collision and Comprehensive coverage. In some cases, if you are financing or leasing you may be required to have both.

What does auto insurance cover?

Your insurance generally provides property, liability and medical coverage:

  • Property coverage pays for damage or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
  • For more information on auto insurance, please visit the Financial Services Commission of Ontario website.

*49.56% of Kanetix customers in Ontario who participated in the survey said Kanetix helped them identify an average savings amount of $695.63 (September 1 - October 31, 2012) on their car insurance. The cited amount represents the average difference between the best quote obtained at www.kanetix.ca and the current premium amount of participants in the survey. The savings amount varies by individual and does not constitute a guarantee; in each individual case, the difference may be smaller or greater than the savings amount cited.

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  • Classic Car Insurance

  • Classic car insurance is called different things by different people. Some call it Antique auto insurance, others call it Vintage car insurance or Collector car insurance and some even just call it old car insurance. But, the purpose is essentially the same - to protect your older car or classic vehicle. Get a rate today.

  • Commercial Auto Insurance

  • As a business owner with commercial vehicles, you need the same kinds of auto insurance coverages for the cars, trucks or trailers that you use in your business as you do for a car used for personal travel because the fact is that no matter where you may be driving in Canada, if you plan to drive a vehicle on public roads, the vehicle must be covered under an insurance policy. Get a rate today.

  • Motorcycle Insurance

  • The purpose of motorcycle insurance is to protect yourself from certain financial losses that may occur as a result of owning and/or operating a motorcycle. Motorcycle insurance is a contract between the policyholder and the motorcycle insurance company, whereby the policyholder pays an agreed upon premium, and the motorcycle insurance company agrees to pay for any motorcycle-related losses that may occur as outlined in the motorcycle insurance policy. Get a rate today.

  • RV Insurance

  • The purpose of recreational vehicle insurance is to protect yourself and your travel trailer from financial and other losses that may result in the event of an accident or other unforeseen event. A camping vehicle can be loads of fun, and over the years, they have come to be known by several different names such as: RV, travel trailer, fifth wheel, camper, camper trailer, campervan, Caravan, towable trailer (or tow-able tent trailer), recreational trailer, mobile home or motor home. Get a rate today.

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auto INSURANCE QUOTE TICKER
Car Insurance Quotes Premium
Customer 26, STAYNER, ON
2012, HYUNDAI, ACCENT GL 4DR
belairdirect$1622
Aviva$2005
Pembridge$2284
Pafco$2891
Echelon Insurance$2902
Range of top quotes$1280
Customer 29, LAVAL, PQ
2013, HYUNDAI, ACCENT GL 5DR
Allstate $1020
SSQ auto$1287
RBC Insurance$1765
COSECO$1777
Range of top quotes$757
Customer 27, OTTAWA, ON
2005, MAZDA, MAZDA3 GT 4DR
belairdirect$1179
Aviva$1406
Pembridge$1852
Chieftain Insurance $1980
Pafco$2742
Range of top quotes$1563
Customer 48, CHATEAUGUAY, PQ
2008, HONDA, CIVIC DX 4DR
RBC Insurance$737
SSQ auto$900
Allstate $1176
The Co-operators$1328
Range of top quotes$591
Customer 24, EDMONTON, AB
2006, MITSUBISHI, ECLIPSE GS 3DR
Economical Insurance$1963
Millennium Insurance $2324
Pembridge$2357
Alberta Motor Association$2569
Intact Insurance$2641
Range of top quotes$678
Customer 47, GLOUCESTER, ON
2011, MAZDA, MAZDA2 GS 5DR
Desjardins Insurance$832
RBC Insurance$1020
Economical Insurance$1166
CAA Insurance$1186
Unica Insurance$1270
Range of top quotes$438
Customer 78, MISSISSAUGA, ON
2000, DODGE, CARAVAN
belairdirect$1220
COSECO$1468
RBC Insurance$1628
CAA Insurance$1665
Allstate $1693
Range of top quotes$473
Customer 20, ORLEANS, ON
2002, PONTIAC, GRAND AM GT 2DR
Economical Insurance$1651
belairdirect$1748
Desjardins Insurance$1770
The Co-operators$1980
CAA Insurance$2704
Range of top quotes$1053
Customer 22, CALGARY, AB
2008, VOLKSWAGEN, GTI 2.0T 2DR HATCHBACK
Pembridge$1871
Economical Insurance$2227
RBC Insurance$3017
Alberta Motor Association$3231
Intact Insurance$3632
Range of top quotes$1761
Customer 39, TORONTO, ON
2005, LAND ROVER, LR3 SE V6 4DR 4WD
RBC Insurance$1586
Pembridge$1913
belairdirect$1944
Desjardins Insurance$2144
CAA Insurance$2223
Range of top quotes$637

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