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Easily and quickly save on your car insurance by comparison shopping at Kanetix.ca.

Since 1999, we've been helping Canadians save on their auto insurance:

Introduction to auto insurance quotes in Canada


Your automobile insurance is there to protect you against losses in the event of an accident, theft, vandalism, or some other incident that involves your vehicle and causes damage, liability or injury. Your policy is, essentially, a contract between you and your insurance company. You pay a premium, and in return, the insurer agrees to pay for any losses as they are defined in policy.

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Auto insurance and the law

In Canada, it is law that you have vehicle insurance. It is valid anywhere in Canada and the United States and you should keep proof of your car insurance with you whenever you drive because you must produce it upon the request of a police officer. If you are found driving without valid insurance, you can have your driver's licence suspended and your vehicle impounded.

In Canada, each province and territory establishes their own required minimum insurance coverage. However, you can often get options that go beyond the basics; you can personalize your policy to make certain that you've got the exact protection you require, without paying for extra insurance you may not need.

The law does not require that you get insurance to cover physical damages to your car. However, if you have a newer automobile you'll want to protect your investment and consider purchasing Collision and Comprehensive coverage. In some cases, if you are financing or leasing you may be required to have both.

What does auto insurance cover?

Your insurance generally provides property, liability and medical coverage:

  • Property coverage pays for damage or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
  • For more information on auto insurance, please visit the Financial Services Commission of Ontario website.

*49.56% of Kanetix customers in Ontario who participated in the survey said Kanetix helped them identify an average savings amount of $695.63 (September 1 - October 31, 2012) on their car insurance. The cited amount represents the average difference between the best quote obtained at www.kanetix.ca and the current premium amount of participants in the survey. The savings amount varies by individual and does not constitute a guarantee; in each individual case, the difference may be smaller or greater than the savings amount cited.

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  • Classic Car Insurance

    • Classic car insurance is called different things by different people. Some call it Antique auto insurance, others call it Vintage car insurance or Collector car insurance and some even just call it old car insurance. But, the purpose is essentially the same - to protect your older car or classic vehicle. Get a rate today.

  • Commercial Auto Insurance

    • As a business owner with commercial vehicles, you need the same kinds of auto insurance coverages for the cars, trucks or trailers that you use in your business as you do for a car used for personal travel because the fact is that no matter where you may be driving in Canada, if you plan to drive a vehicle on public roads, the vehicle must be covered under an insurance policy. Get a rate today.

  • Motorcycle Insurance

    • The purpose of motorcycle insurance is to protect yourself from certain financial losses that may occur as a result of owning and/or operating a motorcycle. Motorcycle insurance is a contract between the policyholder and the motorcycle insurance company, whereby the policyholder pays an agreed upon premium, and the motorcycle insurance company agrees to pay for any motorcycle-related losses that may occur as outlined in the motorcycle insurance policy. Get a rate today.

  • RV Insurance

    • The purpose of recreational vehicle insurance is to protect yourself and your travel trailer from financial and other losses that may result in the event of an accident or other unforeseen event. A camping vehicle can be loads of fun, and over the years, they have come to be known by several different names such as: RV, travel trailer, fifth wheel, camper, camper trailer, campervan, Caravan, towable trailer (or tow-able tent trailer), recreational trailer, mobile home or motor home. Get a rate today.

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auto INSURANCE QUOTE TICKER
Car Insurance Quotes Premium
Customer 28, LEAMINGTON, ON
1997, FORD, ESCORT LX 4DR
belairdirect$954
The Co-operators$1029
CAA Insurance$1091
Aviva$1402
Economical Insurance$1493
Range of top quotes$539
Customer 51, BRAMPTON, ON
2007, PONTIAC, G6 GTP V6 4DR
Desjardins Insurance$1725
Economical Insurance$1952
COSECO$2120
RBC Insurance$2287
The Co-operators$2782
Range of top quotes$1057
Customer 21, BURLINGTON, ON
2013, CHEVROLET, SPARK LT 5DR
Desjardins Insurance$1650
belairdirect$2129
Coachman Insurance$2751
Allstate $2789
CAA Insurance$2810
Range of top quotes$1160
Customer 23, CALGARY, AB
1997, PORSCHE, 911 CARRERA 2 2DR COUPE
Economical Insurance$844
Pembridge$3025
SGI$3432
Intact Insurance$3498
Alberta Motor Association$3863
Range of top quotes$3019
Customer 57, BARRIE, ON
2009, HYUNDAI, SANTA FE GL V6 4DR AWD
belairdirect$1150
Grey Power$1275
Aviva$1374
Pembridge$1834
Echelon Insurance$2234
Range of top quotes$1084
Customer 39, MONTREAL, PQ
2007, FORD, ESCAPE XLT V6 4DR 2WD
RBC Insurance$574
Allstate $757
SSQ auto$806
COSECO$1638
Range of top quotes$1064
Customer 22, KITCHENER, ON
2013, KIA, RIO5 SX 5DR
belairdirect$1766
Desjardins Insurance$2542
RBC Insurance$2569
Economical Insurance$2623
The Co-operators$3324
Range of top quotes$1558
Customer 21, CALGARY, AB
2009, MAZDA, MAZDA3 SPORT GT 5DR
Pembridge$1624
Western Direct$1863
SGI$1991
Intact Insurance$2381
RBC Insurance$2451
Range of top quotes$827
Customer 46, MONTREAL, PQ
2012, CHEVROLET, CRUZE LT TURBO 4DR
SSQ auto$532
The Co-operators$557
COSECO$802
Allstate $1071
Range of top quotes$539
Customer 41, HAMILTON, ON
2011, CHEVROLET, MALIBU LS 4DR
CAA Insurance$1891
COSECO$2121
belairdirect$2304
The Co-operators$2353
Desjardins Insurance$2354
Range of top quotes$463

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