The 2012 Auto Show season schedule is out, and with it, all the driving and automotive enthusiasts are readying themselves to check out the next best set of wheels on the road. This year's auto shows include:
Bitten by the car bug?
If after visiting an auto show you get the bug to buy a new car, don't forget to factor in the cost of auto insurance into your buying decision. After all, buying a car for most people is a long-term commitment and knowing you can affordably insure it year-after-year is important.
When no other car will do!
All right, maybe you have your heart set on a particular car, and the fact is you simply don't care how much that car costs to insure compared to another - because you have to have it. Consider the following tips to keep your auto insurance premiums as low as can be after you've bought your new car:
- Make sure all your cars are on the same policy
Most insurance companies offer a "Multi-vehicle discount" for customers who insure more than one car on the same policy.
- Insure both your car and home with the same company
Again, this may qualify you for a discount called the "Multi-line discount". Most companies offer this savings as an incentive to get your home insurance business too.
- Have an anti-theft device installed in your car
If you take measures to ensure your car less likely to be stolen, then some insurance companies will offer an "Anti-theft discount" if certain anti-theft devices are installed.
- Ask about other discounts you might be able to get
Additional common discounts include the age, low mileage, occupational and auto club discounts all of which could save you money, if you qualify.
- Increase your deductibles
The higher your deductibles, the lower your auto insurance premium so raise them as much as you can. Keep it affordable though, because this is how much you'll have to cover if you need to submit a claim.
- Drive carefully
Drivers with no accidents, tickets or insurance claims almost always pay less for their auto insurance coverage. With a less than perfect driving record, you can find yourself paying much higher insurance premiums over the years.
- Don't believe the myths about auto insurance premiums.
Auto insurance premiums across insurers are not the same. In fact, each insurer's car insurance rates are so unique to them that it's safe to say that no two are alike.
- Compare apples-to-apples while shopping
When comparing rates, include the same deductibles, coverages, and limitations so you're comparing like rates. At Kanetix.ca you can actually compare competing rates side-by-side.
- Shop around
Get car insurance quotes. With Kanetix's online quote comparison service you get quotes from competing insurers instantly online - in real-time.
In the market to buy a car? Don't forget to read:
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