Kanetix Forum

In Ontario now, if I am caught with a blood alcohol limit between 0.05 and 0.08, will the fact it was once a 12 hour licence suspension but is now 3 days have an effect on my insurance? Or is it basically the same?

Most licence suspensions will have some sort of impact on your insurance. But the impact of a 12-hour versus a 3 day temporary suspension is for all intents and purposes, the same when it comes to your insurance. The major impact will be if you are convicted of the charge and suspended for one year.

Sean Graham, Principal Broker at KTX Insurance Brokers.

Neither Kanetix® nor the KanetixForum.ca is an insurance broker or agent. Although this information has been passed along to you from KTX Insurance Brokers through the Forum, we are not responsible for the opinions expressed by them. Insurance can be complicated. When reading these answers, keep in mind each person's situation is unique. Individual responses may vary depending on your insurer, geographic location, and specific circumstances. If you have a similar situation, always speak with your insurance provider, or a licensed insurance representative, for terms and conditions that may apply to you.

For more information about Ontario's new rules visit the website for the Ministy of Transportation. They have a whole impaired driving section that touches on other penalties associated with drinking and driving.

There is also a Fact Sheet: NEW Roadside Licence Suspensions that might be of interest.