Kanetix
Property Insurance Forum

Just wondering if my landlord will cover any damage to my property?

No, your landlord's insurance never covers your property damage to your stuff unless it can be proven that the damage to your property is a result of negligence on your landlord's part. In cases like this you would have to sue your landlord for the damage, and the liability coverage under their policy would respond.

Sean Graham, Principal Broker at KTX Insurance Brokers.

Neither Kanetix® nor the KanetixForum.ca is an insurance broker or agent. Although this information has been passed along to you from KTX Insurance Brokers through the Forum, we are not responsible for the opinions expressed by them. Insurance can be complicated. When reading these answers, keep in mind each person's situation is unique. Individual responses may vary depending on your insurer, geographic location, and specific circumstances. If you have a similar situation, always speak with your insurance provider, or a licensed insurance representative, for terms and conditions that may apply to you.

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