Kanetix Forum

I am involved in an accident with 50/50 fault. My auto insurance policy is 3rd party coverage. i have no collision coverage for my car.
with 50/50 fault, do i have to pay to repair my car or my insurance will pay something?
I got injured in this accident. can i claim medical expenses from my auto insurance?

Hi,

In Ontario we have No Fault Insurance. This means that Direct Compensation Property Damage coverage under your auto policy will cover you to the extent that you are not at fault. In this situation 50% of your repairs would be covered by your insurance policy. And yes, you may also claim medical expenses under your policy if you are injured.

Sean Graham, Principal Broker at KTX Insurance Brokers