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The insurance company told us today the car is wrote off, but then they called and asked some questions about our daughter (my step daughter). How old she is, if she had a license, and how long she has lived with us. I thought nothing of it at the time but after talking to my husband I have now gotten paranoid that they asked those questions because they are trying to find a way out of paying or something.
My question is, is there any reason my insurance will not pay on the claim since it was our daughter? We are pressing charges against our daughter for the theft.
We live in Ontario, Canada in case that makes a difference.
Posted by Frustratedmother on 2012/02/21 19:58:58
Oh and she is 16 and does not have a license, in fact she failed the written test the same day she stole our car.
Posted by Frustratedmother on 2012/02/21 20:00:44
Those are some very serious questions that you should be asking your insurance broker or agent or your claims adjuster or lawyer. As an on-line insurance forum it is not our place to answer these types of questions other than to say that you must always disclose all material information, including all of the licensed drivers living in your household, to your insurance provider in utmost good faith.
Best of luck to you,
Sean Graham, Principal Broker at KTX Insurance Brokers
Posted by SeanGraham on 2012/02/22 11:30:29
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