Getting covered with critical illness insurance

Critical illness insurance varies between policies and companies. That's why it is so important for you to compare policies as well as prices. Kanetix can help you with both. Not only does our Quotemaker show you a variety of quotes from different companies, it also outlines which illnesses are covered and some of the highlights of each policy.

On our quote comparison page, click on the number of covered conditions. Take the time to look for differences between the quotes and pick the one that makes you feel most secure. As with most insurance policies it's not about the cheapest quote but instead what gives you the most coverage for your money.

What your critical illness insurance will cost
There's no such thing as a one-size-fits-all insurance policy. Insurance professionals need to look at a lot of different things before they come up with a final insurance rate. They'll consider:

• your age
• your gender
• whether you're a smoker
• your past and current health record
• your family health history

Then they'll balance all that with the amount of coverage you're applying for.

Medical examinations
You'll probably need to have a medical examination or paramedical procedure when you apply for critical illness insurance. But it all depends on the amount of insurance you want, and which insurance company you deal with. For a small amount of coverage, many insurance companies simply ask you to fill out a short medical questionnaire.

Interested in other life products?
There are many other life insurance products on the market, including Permanent Life and Disability Insurance. If you're interested in a life insurance product that you don't see on the Kanetix site, we may still be able to help you. Send us a detailed note with a description of the coverage you have in mind and your phone number. We will have a licensed life insurance advisor give you a call. If you wish to speak with someone right away, give us a call at 1-888-854-2503 and we'll transfer you to one of our life insurance advisors featured on the site.

For more information about critical illness coverage, see the Kanetix article "Insurance for the living - critical illness insurance increases in popularity" and "Medical advancements mean critical illness insurance more important than ever".