Can I get insurance for a car even without having a G2 permit?

We often receive emails asking specific insurance-related questions. Here are some of the most common questions, with responses provided by the Principal Broker at KTX Insurance Solutions, a licensed insurance representative featured through the Kanetix® quote comparison service.

Can I get insurance for a car even though I do not yet have my G2?

Yes. As the registered owner, you can get insurance on the vehicle. A policy is always set up in the name of the registered owner. However, the primary driver of the vehicle must be someone who has a valid G2 or a full G licence.

If you simply want to get Comprehensive coverage (also commonly referred to as Fire and Theft), unfortunately this is not currently available for quoting online through Kanetix.ca. In this case, then your best bet is to contact:

• The insurance company who currently insures the other resident’s vehicles in your household (if available)
• Your home insurer
• The Facility Association

Another option, until you get your G2 and can be listed as the primary driver, is to simply put the vehicle in storage that is locked and secure.

For more information, refer to the question, “I own a vehicle, but do not or can not drive it. Can I get insurance for it so that someone else can drive it?”

* Kanetix is an online insurance and mortgage shopping service and, more specifically is not an insurance company or brokerage. This response is believed to be accurate at the time of publication, but keep in mind that each person's situation is unique so may not apply in your particular situation. In addition, this information is subject to change and Kanetix is not responsible for any damages caused as a result of the information included in this response. As such, always check with an insurance provider, or the proper authority, for terms and conditions that may apply to you specifically as the information may vary depending on your insurer, geographic location, and particular individual circumstances.