If youre planning a trip to Canada, or you have friends or family coming to visit, Visitors to Canada travel insurance is a good idea no matter how long, or short, the visit. Why? Fact is, Canadas well known health care system does not offer free medical care for visitors or tourists. For people coming to Canada without Visitors to Canada travel insurance coverage, health care can be costly.
According to a survey conducted by the Canadian Institute for Health Information (CIHI) in 2004-2005 and released in 2008, the estimated average cost for a stay at an acute care hospital is approximately $7,000.
Even the cost of something as simple as a broken bone, can break the bank. What is often a relatively easily treatable injury could still be incredibly expensive for an uninsured visitor. The same report estimates that the average inpatient cost per stay for:
injuries to the wrists or hands is about $4,156
forearm fractures is $5,127
injuries to the ankles or feet is $5,476
lower leg fractures (including ankles) is about $5,850
femur fractures is $13,565
Who benefits from having a Visitors to Canada insurance policy?
In general, anyone who is not a Canadian citizen and is travelling to Canada for any amount of time would benefit from purchasing Visitors to Canada travel insurance.
Think about Visitors to Canada travel insurance if you, a family member or a friend is:
an international tourist travelling to Canada
an international visitor coming to Canada to visit family or friends; or
an immigrant who does not yet qualify for Canadian provincial health insurance who is looking for interim health coverage until eligible
Whats covered with a Visitors to Canada travel insurance policy?
How much does a Visitors to Canada travel insurance policy cost?
As with any type of insurance coverage, Visitors to Canada travel insurance rates will vary depending on the traveller's information including their age, how long they plan to be travelling, and the company select as their travel insurance provider. Thats why shopping around for coverage is so important. Visitors to Canada policy rates can vary wildly, and only by comparing competing quotes will you know who offers you the best travel insurance rate.
Looking for more information about visitors to Canada?
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