Introduction to motorcycle insurance in Canada

Motorcycles attract hundreds of thousands of Canadians every year. The Kanetix Quickguides are here to help you sort through the information so you can make an informed insurance decision.

How does motorcycle insurance work?
Motorcycle insurance is similar to car insurance:

• a basic, minimum amount of coverage is required
• you can customize your policy to suit your needs

After getting your Kanetix online motorcycle insurance quote, you can purchase your motorcycle insurance policy through any one of the insurance companies featured online. After you’ve purchased your motorcycle insurance coverage, you'll receive a Canadian Inter-Province Motor Vehicle Liability Insurance Card - your "pink card". This is proof that you have the required motorcycle insurance coverage and you should carry this with you at all times. You must produce it:

• if a police officer requests it
• when you first register your motorcycle
• each year when you renew your licence plate sticker

Your insurance is valid anywhere in Canada and the United States. But, if you decide to drive into Mexico, your policy won't cover you or your motorcycle. You must arrange for insurance coverage separately when, and where, you enter the country. For more information read the Kanetix article, "Cross-border driving - Make sure you're ready to driver over the 49th parallel".

At this time, online motorcycle insurance quotes are available to residents everywhere in Ontario. Residents across the province, like in Toronto, London, Hamilton, and Ottawa have used the Kanetix motorcycle quote service and found it helpful when it came to comparing rates for their motorcycle insurance needs.