Many communities in Ontario took part in the Emergency Preparedness Challenge issued by Emergency Management Ontario. To acknowledge local leaders and homeowners' commitment to safety, the Insurance Bureau of Canada recently handed out some awards.

"We are pleased to recognize those communities with residents who have taken steps to be better prepared for disaster," said Ralph Palumbo, vice president of IBC Ontario. "Our industry has seen first-hand the devastating impact that disasters can have on individuals, families and communities. Especially with many recent examples of disasters around the world - fires, tornadoes, flooding and more - the time to get prepared is now."

While every community was recognized for its participation, some localities received special distinction for their preparedness knowledge. For instance, communities that won their respective challenges, like Temagami, Temiskaming Shores, Sault Ste. Marie and Chatham-Kent, were presented with $2,000 from the IBC to go toward their community's emergency services.

At EMO's website, homeowners can learn about several ways Canadians can protect their properties from damage, which can help them avoid filing a home insurance claim.

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