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etfs was founded in Sherbrooke, Quebec in 1984 as a privately owned company specializing in group and international student insurance. Today, etfs is one of Canada's leading providers of insurance products and services, providing a full range of travel and health insurance products and services to students, groups and individuals. etfs covers more than 3 million policyholders travelling worldwide.

etfs is one of the largest suppliers of travel insurance products for the Canadian Snowbird market, and also offers insurance plans covering the needs of visitors to Canada, travelling Canadians, expatriates/inpatriates and international students. Meeting the needs of more than 700 Canadian employers, etfs offers a range of insurance products designed specifically for corporate clients to provide coverage to their employees and/or members.







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