Travel Insurance For Canadians

It’s a lot like Murphy’s Law - if something can go wrong, it will probably happen during your trip or holiday. Travel medical insurance products can cover you when unwelcome and unpredictable events occur.

Depending on the product, a travel insurance policy can protect you if your baggage is lost, if you become sick or injured, are forced to cancel your trip, and even if your tour operator goes bankrupt, to name but a few scenarios.

Through Kanetix, you can compare free travel insurance quotes for Canadians, visitors to Canada and international students studying in Canada. We'll help you find cheap vacation insurance, snowbird insurance, seniors travel insurance, trip insurance or holiday insurance online from many of the top travel insurance companies.

Did you know that there are gaps in the coverage provided to Canadians through Provincial and Territorial Health Insurance Plans, that may leave you considerably out of pocket under certain conditions when travelling out of province but still within Canada?

Whether you’re travelling by plane, train or automobile, whether you’re travelling for pleasure or for business, - even if you’re just going over the border to the U.S. for a weekend shopping trip, or travelling out of Province for a few days - purchasing travel insurance is a smart idea.

For the travel insurance you need, there are a variety of options:

All inclusive travel insurance: This covers most of the unwelcome events that a traveller could face, with the convenience of one purchase. All inclusive travel insurance is often a good value when compared to individual specialized policies, providing not only the basics like emergency medical, but, depending on the policy, also, trip cancellation and trip interruption insurance, coverage for baggage loss or baggage delay, accidental death and dismemberment insurance and more.

Trip cancellation insurance: If the cost of your trip or vacation is more than you can afford to lose if you’re forced to cancel, or if you’ve booked an expensive trip a long time in advance, therefore increasing the odds of an unforeseen event changing your travel plans, then you should definitely consider trip cancellation insurance.

Emergency medical travel insurance: One thing you really shouldn't take a chance with, is sickness or injury while outside of Canada. In most countries, medical expenses can be extremely costly, often thousands of dollars a day. Emergency medical travel insurance can be a lifesaver in more ways than one.

Multi-trip emergency medical travel insurance: This could be your most cost effective option if you travel frequently, or think it likely that you'll make more than one trip per year. Plans range from basic to fairly comprehensive, and trips of up to 35 days are accommodated.

Canadian travel insurance options have never been better

It cannot be overstated, things can get complicated if not downright frightening when medical emergencies and hospitalizations occur without adequate insurance. The right travel insurance plan can help to prevent small misfortunes while away from becoming big ones, and bad situations from becoming catastrophic.

You can purchase basic travel insurance that will cover things like emergency medical treatment and hospital stays, but you also have the option of buying policies that include extra bells and whistles if you wish. Benefits like a companion at your bedside, vehicle and pet returns, accidental dental, change of mind, baggage delay etc., etc. The key is to pick the level of coverage that you’re comfortable with and that fits the type of trip you have planned.

If you are arranging any special excursions (i.e. mountain skiing), make sure to check the full range of benefits and exclusions within the policy you are considering.

Whether you're heading off to Mexico, Cuba, the Caribbean, Australia, India, Europe, the UK, Asia, or staying closer to home by travelling in the United States of America, we have the right travel insurance coverage for you. Senior travel is equally important to us and senior travel insurance quotes are also available.

Travel insurance quotes from Kanetix are available for the following provinces: British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, Quebec, Nova Scotia, New Brunswick, and PEI.

*The average savings found on Kanetix for emergency medical travel insurance for single travellers, age 30 - 59, for single trips of 7 days, as compared with the published rates of 5 leading Canadian banks for their equivalent emergency medical travel insurance. Actual savings vary depending on number of travellers, age, trip duration, and coverage selected. Based on research as of February 2, 2010.

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