Travel insurance

For The Travel Insurance You Need, There Are A Variety Of Options

Because your provincial health insurance plan does not fully cover Canadians when travelling within Canada or travelling out-of-country, supplementary health insurance coverage can be obtained with any of the following policies:

Single Trip Emergency Medical Travel Insurance

One thing you really shouldn't take a chance with, is sickness or injury while travelling within or outside of Canada. In most countries, medical expenses can be extremely costly, often thousands of dollars a day. Emergency medical travel insurance can be a financial lifesaver.

Multi-Trip Emergency Medical Travel Insurance

This could be your most cost effective option if you travel frequently, or think it likely that you'll make more than one trip per year. Plans range from basic to comprehensive, and trips of up to 15 days are accommodated.

All Inclusive Travel Insurance

This covers most of the unwelcome events that a traveller could face, with the convenience of one purchase. All inclusive travel insurance is often a good value when compared to individual specialized policies, providing not only the basics like emergency medical, but, depending on the policy, also, trip cancellation and trip interruption insurance, coverage for baggage loss or baggage delay and more.

If you already have supplementary travel health insurance, then perhaps it's trip cancellation insurance you're looking for. Sometimes the best planned vacations get derailed by events outside of your control: you become suddenly ill, you find yourself unemployed, there's a natural disaster during hurricane travel season, or there's a death, illness or sickness in your family, which are real-life reasons why you may need travel insurance. With trip cancellation / interruption insurance, setbacks that are out of your control won't end up hitting you in the wallet.

Travel Insurance For Pre Existing Medical Conditions

Travel insurance coverage for people with pre-existing medical conditions can cover your health care costs should you become ill during your travels. A pre-existing condition typically means any medical condition which has been diagnosed, or had treatment recommended by a professional doctor. Policies may vary for cover on travel insurance with pre-existing medical conditions, so double-check the fine print in your policy to ensure your medical conditions are covered.

Canadian Travel Insurance Options Have Never Been Better

It cannot be overstated, things can get complicated, if not downright frightening, when medical emergencies and hospitalizations occur without adequate insurance. The right travel insurance plan can help to prevent small misfortunes while away from becoming big ones, and bad situations from becoming catastrophic.

You can purchase basic travel insurance that will cover things like emergency medical treatment and hospital stays, but you also have the option of buying policies that include extra bells and whistles. Benefits like a companion at your bedside, vehicle and pet returns, baggage delay etc. The key is to pick the level of coverage that you're comfortable with and that fits the type of trip you have planned.

If you are arranging any special excursions (i.e. mountain skiing, parasailing, zip-lining), pay special attention to the exclusions within the policy you are considering. Every policy varies, and you'll want to make sure whatever policy you purchase offers you the full range of benefits available.

Whether you're travelling to Mexico or Cuba (see requirements here), the Caribbean, Australia, India, Europe, the UK, Asia, or staying closer to home by travelling in the United States of America, we have the right travel insurance coverage for you (learn more about your travel insurance options). Senior travel is equally important and snowbird travel insurance quotes are also available.

Travel Insurance InfoCentre

If you need more information and advice on travel insurance related products, visit our Travel Insurance InfoCentre. There you will find more articles, guides and news bytes on travel insurance coverage, policies, cross-border travel, tips for your travel and saving money, required travel documents, statistics and other resources. Use our online resource to learn the essentials of travel insurance and get the peace of mind you need for a safe and happy trip.

Travel Insurance Questions & Discussion Forums

If you have any questions regarding travel insurance for Canadians, visit our Travel Insurance Forum. There you can share and discuss any travel insurance related questions, concerns or comments with experts in the insurance industry. Our online community can help you learn about the best travel insurance options and policies for the peace of mind you need for your travels.

If you are an international student travelling from abroad planning to study in Canada or if you are planning to visit or work in Canada on a temporary basis, you should visit our Visitors To Canada/International Students Forum. There you can ask and discuss any questions regarding international travel insurance to make yourself more comfortable and be able to make more informed decisions for your travels to Canada.

Additional Travel Resources

For convenience on your smartphone device, you can now download the KANETIX Travel Insurance App to compare and purchase travel insurance online when you are on the go. With KANETIX.ca's Travel App, you can check weather forecasts, use the travel checklist, and search for attractions in your destination. You can even subscribe to policy renewal reminders, save your quote comparison details, and never stress again about paying too much for your travel insurance coverage!

To make your vacation easier to manage, use our travel kit which has three sections: a travel checklist, emergency contact information sheet, and a travel itinerary. For your convenience, you have the option of emailing your travel kit straight to your inbox or printing a wallet-size copy of your information.

Travel Insurance Resources From The Government Of Canada

Looking for more information about travel insurance in Canada and for Canadians abroad? The Government of Canada has many resources to help:

• Travel.gc.ca
• ServiceCanada.gc.ca
• Canadian Tourism Commission
• Citizenship and Immigration Canada
• Country Travel Advice and Advisories

Travel insurance quotes from KANETIX.ca are available for the following provinces: British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, Quebec, Nova Scotia, and New Brunswick. The vast majority of travellers seem to visit us from Toronto, Calgary, and Montreal.

*The average savings found on KANETIX.ca for emergency medical travel insurance for single travellers, age 30 - 59, for single trips of 7 days, as compared with the published rates of 5 Canadian banks for their equivalent emergency medical travel insurance. Actual savings vary depending on number of travellers, age, trip duration, and coverage selected. Based on research as of September 4, 2012.

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