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Trip cancellation insurance and all-inclusive coverage

Updated: April 18, 2011

What is trip cancellation insurance?

Trip cancellation insurance covers up to the full cost of the flight or travel package you purchased if for unforeseen circumstances your trip is disrupted or you are unable to take your trip at all.

The "unforeseen circumstances" that trip cancel insurance covers can vary by travel insurance provider, however, typically include events or situations like:

  • unexpected sickness, injury, and/or death of the insured person, travelling companion, the insured person's immediate family or the travelling companion's immediate family
  • a travel advisory issued by the Canadian government
  • involuntary job loss
  • being called for jury duty

Why should I buy trip cancel insurance?

It's a good idea to learn about trip cancellation insurance if you've planned that "dream" vacation. Usually these trips are quite expensive (and non-refundable), making the money spent unrecoverable if anything were to happen and you weren't able to go or needed to come home early.

If you typically travel during the winter, trip cancellation insurance is a good idea simply because snowstorms are always a possibility. If your plane, train or automobile is grounded due to the weather, you're going to want to make sure you aren't out of luck financially as well.

Another option for consideration is an all-inclusive coverage plan. All-inclusive coverage plans include trip cancel insurance but also include emergency medical coverage and baggage protection. All-inclusive coverage plans are a great option because you, your trip and your important travel items are safe from any untimely events that may affect the outcome of your trip.

Quick tip: Trip cancellation insurance and all-inclusive coverage must typically be purchased within 2 days of buying your flight or trip package

Where can I compare all-inclusive coverage and trip cancellation insurance?

All-inclusive coverage and trip cancel insurance are available for comparison and purchase at www.kanetix.ca/travel-insurance. Simply answer a couple of questions concerning your trip itinerary and in a minute or two you'll be able to view all-inclusive coverage and trip cancellation insurance plans from Canada's leading travel insurance providers.

Don't forget to include the full cost (per person) for your flight or travel package when you're entering your information. Trip cancellation insurance covers up to the total cost of your flight or travel package, so to get a quote for an all-inclusive policy or a standalone trip cancellation policy you need to include this information.

Make sure to use these easy to follow tips when entering your trip itinerary. You'll receive more accurate quote prices and a variety of quotes to choose from for the travel insurance you need. Get quotes for trip cancel insurance and all-inclusive coverage the easy way at www.kanetix.ca/travel-insurance.



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