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Posted: April 18, 2008

The Canadian travel insurance industry has come out with a travel insurance product that can be purchased by the international community for their stay in Canada. Visitors health insurance essentially acts as an equivalent to what the average Canadian is covered for through both provincial government coverage and employer benefits (up to specific maximum coverage amounts of course), plus a few extras.

So, What Exactly is Covered Under a Visitors Medical Insurance Policy?

Visitors health insurance policies vary from company to company, but standard coverage
items include:

  • Emergency hospital and medical services in Canada;
  • Extended healthcare in Canada;
  • Emergency transportation within Canada;
  • Accidental dental work within Canada;
  • Prescription drug expenses at Canadian pharmacies.

Who Would Benefit from Buying a Visitors Health Insurance Policy?

In general, any person who is not a Canadian citizen, travelling to Canada for any amount of time would benefit from getting visitors medical insurance. In many ways it's better than buying regular travel insurance from your own country; mainly because Canadian insurers know the Canadian healthcare system the best and can provide the quickest turnaround time on claims. Think about visitors health insurance if you, a family member or a friend is:

  • An international tourist travelling to one Canadian province or from province to province for short or long periods;
  • An international visitor coming to Canada to stay with their family or friends for short or long periods; or
  • An immigrant who does not qualify for Canadian provincial health insurance who is looking for interim health coverage until they qualify.

How Much Does a Visitors Medical Insurance Policy Cost?

As with all travel insurance prices, visitors health insurance prices vary depending on your age, how long you plan to be insured for and which company you decide to become insured with.

Comparison sites like Kanetix.ca show quotes from various travel insurance companies, so you can compare coverage and price all in one step. For example, if you're under age 30, travelling for 7 days or less, only need to insure yourself and only want a maximum of $10,000 total coverage, prices on Kanetix.ca start as low as $16 CAD.

For more information about visitors medical insurance visit www.kanetix.ca. You can also get a quote specific to your needs and connect to buy with any company shown, either over the phone or by purchasing online.

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