Auto collision insurance data from Kanetix provides an interesting look at collision coverage and accidents throughout Canada

Auto collision insurance

There are many ways to describe an accident, a crash, smash-up or a fender-bender - but have you ever wondered who in Canada gets in the most mishaps? A study based on car collision insurance data from, looks to see if some areas of the country are more accident prone than others.

The provinces where Kanetix currently offers auto collision coverage quotes were used for the study, including: Alberta, Ontario, Quebec, New Brunswick, Prince Edward Island, and Nova Scotia.

Of the total collision insurance quotes completed in 2006, 17 per cent included at least one accident during the last 10 years.


Collision coverage in the larger cities

The provinces with the largest cities, produced the largest number of accidents, with 18% of drivers in both Ontario and Quebec having at least one collision, increasing the total average statistics. Compare this to the other extreme, which showed that 12% and 14% of drivers in Prince Edward Island and Nova Scotia were in accidents in the last 10 years, respectively.

Accidents and road rage are nothing new in provinces which contain the bigger cities. In a study which was recently written and published in the Journal of Adolescent Health, scientists from the University of Toronto studied the responses from a 2005 survey from all provinces and determined the number of people who has been in a situation of road rage and the results were staggering, concluding that 41% had been victims. So can we say that drivers in Prince Edward Island and Nova Scotia are the best drivers in Canada, almost 50% better then their counterparts in Ontario? Not necessarily, says Gregory Ellis Co-founder of, "The results from the collision coverage data show that the provinces with the highest percentage of accidents are also the provinces with the most population. Typically, with more people living in these highly populated provinces, the more drivers there are on the roads and the greater the chance for an accident."

In conclusion, where you live can affect your chances of being an accident because density of population increases your risk, but where you live is no reflection on your driving ability. Always stay alert and aware of your surroundings wherever you are driving.

Auto collision insurance

Regardless though, if you have a spotless driving record, or an accident or two, can help you make sure you are getting the cheaspest auto insurance premiums. Kanetix offers auto insurance consumers-with or without accidents-a better and quicker way to shop for auto insurance; after all, Kanetix is the website where car insurance companies compete, and you save money.

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