Compare Car Insurance Quotes

Call us to get your quotes by phone

Saving money on car insurance has never been this easy.

Step 1

We search

We search for your lowest rates from over 50 insurers.

Step 2

You choose

You select your best quote from the options available to you.

Step 3

We secure your rate

We connect you to the company to secure your selected rate.

How our customers rate us

Plant a tree

Plant a tree mobile.png

Why compare your rate with Kanetix.ca?


We compare rates from over 50 insurance companies. With your details, we shop the market to help you find the lowest rate. No one else covers as much of the market as we do.

Magnifying glass1


Comparing with us costs you nothing! Our service is absolutely free. There are no hidden costs or strings attached because we make our money from partners we work with, not you.

                                                     Moneybag                                                              


We find your lowest rate. Your quotes come straight from the insurance companies and are the same rates you would get if you called them directly.

                                                                  Rate


What you see is what you get. The quotes come straight from the insurance providers, which means as long as your details stay the same, so should your rate.

                                                                 checklist.png


We'll help you secure your rate. With our priority lines, you'll be able to secure your rate quickly. The insurance provider will verify* your information and check that all your insurance needs are met.

                                                                  Lock

*Your motor vehicle record may be pulled to verify information.
Are rates on Kanetix.ca accurate?

Yes! The quotes you get at Kanetix.ca come straight from the insurance companies and are the same rates you would get if you called them directly; there is no better price to be had. But remember, the rates are only as accurate as the details you provide, so if any information changes once you're chatting with the insurance company, your rate may change too. 

For example, if there's a ticket you forgot to include, or you decide to go with a different deductible, then your rate will likely change. The same is true too, if you choose not to bundle your home insurance but originally indicated it was something you'd consider doing. If you don't end up getting home insurance with the company you buy your auto insurance from, then you'll lose the multi-line discount that was originally applied to your auto insurance quote.

What happens after I get my quotes?

Once you get your quotes, call Kanetix.ca and we'll help you secure your rate. We'll connect you to the provider who offered you the best rate with our priority phone lines. With your permission, we'll also send your quote details to the insurance provider you've selected so you don't have to enter the same information twice. Then, once you are speaking with them, they will validate the information to ensure it is accurate and up-to-date, and your insurance needs are met.

Real rates for real customers.

Check out these rates we've secured for customers across Canada.

Your top car insurance questions

What can affect my rates?

Years of experience: To get the best vehicle insurance premium, you have to build a history that shows you are not a high-risk driver. This takes time. Young drivers typically start off by being listed as an occasional driver on their parent's vehicle to get those ever-valuable years of experience.

Your driving record:  The number of years you've been licensed and whether or not you've had any convictions (traffic violations) or been involved in at-fault collisions. If you have a clean driving record, your premium will be lower than if you've had a conviction or accident.

The car you drive: Like drivers, vehicles are rated differently too. Insurance works this way because theft rates, vehicle safety ratings, and the historical repair costs for a vehicle can vary significantly.

If you're shopping for a car, you can easily compare quotes for multiple vehicles, side by side. It's never been easier to see how rates differ between vehicles.

The amount of time you spend on the road: The more time you spend on the road, the greater the chance you'll be in a collision. If you work close to home (or take public transit), chances are you'll pay a lower rate than someone who commutes an hour a day, each way.

Where you live and drive: If you live in a rural area, chances are you'll pay less than someone who lives and drives in a city where there are more drivers on the road, and the likelihood of getting into a collision is higher. Also, more vehicles tend to be stolen in urban areas.

What are optional coverages and endorsements?

While every province has compulsory minimums that you must have as part of your policy, there are also optional coverages and endorsements that you can add to your policy for a fee. A few of the more popular include:

  • Collision coverage: This covers damage to your vehicle as a result of an impact or collision with another vehicle or object.
  • Comprehensive coverage: This insures your car against damage caused by events like theft and vandalism.
  • Loss of use: Let's say you have collision coverage, and you're in an accident. Loss of use will cover your transportation costs (like a rental car) while your vehicle is being repaired or replaced.
  • Rental car: If you frequently rent cars, this endorsement will ensure that your rental has both collision and comprehensive coverage.
  • Depreciation waiver: If you have a new car, this endorsement ensures you will receive the full value of your vehicle should it end up being considered a total loss.
What is a deductible?

Parts of your policy may have deductibles. A deductible is the portion of an insurance claim you agree to pay. Your insurance company covers the remaining cost. Your deductibles play a part in how your rates are calculated. Depending on how much financial responsibility you take on in the event of a claim, your rates will reflect your commitment. Take on more responsibility (i.e. increase your deductibles) and your rates will lower, take on less responsibility (i.e. decrease your deductibles) and your rates will increase.

Kanetix hearts Canada

Kanetix.ca has proudly served Canadians with over 7,000,000 competitive insurance quotes over the past 17 years.

Not ready to shop for insurance today?

Set a renewal reminder and we'll let you know when it's time to save.
Thank you. Your subscription details have been sent to your email.

You Got a Traffic Ticket for What?

Apr 21, 2017

Everyone knows all the main traffic violations that could affect your auto insurance premiums, like failing to signal, running a stop sign, speeding, or making an improper turn. But, there are plenty of lesser-known instances where a driver may not realize that what they are doing may run afoul of the rules of the road.

Read more ›

New at Kanetix.ca: Aviva Canada's Maple Leafs and Raptors Auto Insurance

Apr 20, 2017

You watch the games at home and you listen to them in the car, and now you can team up with the Maple Leafs or Raptors to score home and auto insurance, provided by Aviva.

Read more ›

Breaking: Ontario Car Insurance Rates Have Increased

Apr 19, 2017

Ontario car insurance rates have increased. See how much car insurance premiums could be going up next time you get your renewal.

Read more ›

*60% of Kanetix customers in Ontario who participated in the survey said Kanetix helped them identify an average savings amount of $776.58 (December 1, 2015 - February 29, 2016) on their car insurance. The cited amount represents the average difference between the best quote obtained at www.kanetix.ca and the current premium amount of participants in the survey. The savings amount varies by individual and does not constitute a guarantee; in each individual case, the difference may be smaller or greater than the savings amount cited.