Best Mortgage Rates In Regina

If you're getting a mortgage in Regina, you'll be very happy to know we offer low rates from a variety of mortgage lenders. One of our lenders is sure to have the perfect mortgage for you.

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You can keep up with all the mortgage-related news in Regina at our mortgage information center. There you will find informative and useful articles about a variety of mortgage and housing topics. Some of the more popular topics you can read about in our mortgage information center include local housing trends, new mortgage rules in Canada, and advice on mortgage insurance and paying off mortgages quickly. You'll also find a glossary where you can look up industry terms with which you may not be familiar.

Why is KANETIX Different from Other Mortgage Companies?

  • We have one of the largest collections of mortgage lenders and products in Canada.
  • We offer the best mortgage rates in Regina.
  • You can get a mortgage guarantee certificate from our website.
  • You can get your mortgage without ever leaving home, because everything you need to qualify is available online!
  • We have experienced agents who are available to answer all of your questions.
  • Everything you can do on our website is secure and free!

Why Get a Mortgage in Regina?

Regina is the capital of Saskatchewan and the second-largest city in the province. It has a strong, stable local economy and is a provincial center for culture and the arts. It also has a wide variety of popular and well-known residential neighborhoods that are easily accessible from any part of the city. All of these things make Regina one of the most desirable places to live in the province. It has a high standard of living and residents report a sound quality of life there. The people of Regina enjoy all the attractive elements the city has to offer and its reputation for excellence is attractive to people looking to relocate or to buy their first home. Regina has a solid real estate market right now, as well. This makes it an excellent choice for buying a home as a long-term investment. Property values show no signs of going down any time soon. When you're ready to buy a home in Regina, you'll likely need a mortgage. KANETIX is the best place to come to get one.

You can get a mortgage in Regina through a variety of sources. Some of the most common are chartered banks, credit unions, trust companies, and mortgage brokers. There are other, less common mortgage sources, but the ones listed above are the most common and most trusted. Among these sources, KANETIX offers the best rates and the greatest selection of mortgage products to meet every need.

You'll want to pay particular attention to the mortgage rate when shopping for a mortgage. The mortgage rate is the interest you'll be paying on the loan secured by the mortgage. With each mortgage payment, a portion of the payment is applied toward the principal you owe and a portion is applied toward the interest. The principal payment reduces the overall amount you owe on the mortgage. The higher the rate, the more money that goes toward the interest and the less toward the principal. You pay more over the course of a mortgage if the rate is high than you do if it is low. That's why getting a low rate is so important.

What You Need to Know About Mortgages in Regina

Low mortgage rates are important. However, they should not be the sole deciding factor for you when selecting a mortgage product. Here are some of the other things you should take into consideration when mortgage shopping in Regina:

  • You'll want a mortgage with a long rate-hold period. This is the time in which the lender guarantees your rate. Longer rate-hold periods protect you from mortgage rate increases.
  • You also want a longer amortization period. This is the period of time in which you have to pay the mortgage in full. The amortization period that is best for you will depend on your own unique financial circumstances.
  • You want to get a closed mortgage if you can. Closed mortgages allow you to make annual payments at a fixed percentage while letting you choose to increase monthly payments by a certain percentage if you wish. A mortgage with higher percentage limits gives you more flexibility with payment options.


How to Get the Best Mortgage Rate in Regina

KANETIX lets you to compare mortgage rates among different lenders and brokers in Regina. This gives you the ability to choose the best mortgage product for you. KANETIX also gives special discounted rates to Regina residents. We can also go mortgage shopping for you, which many customer prefer. There are so many lenders, brokers, and mortgage options out there that the process of finding the right one can be daunting. Letting us choose for you provides an easy, stress-free mortgage shopping experience. It also makes the process of buying your home more enjoyable.

We partner with a variety of brokers and lenders in Regina. This allows us to offer very competitive rates to our customers. If you're shopping for a mortgage in Regina, let us help you find the best one for your needs. It's easy to do. Simply fill out our short online application and let us bring the results to you. You can select a mortgage directly from our website based on your application results. You can also call our office to fill out an application over the phone if you prefer to do it that way.

You will be able to compare various mortgages and choose the one you prefer based on a variety of factors we will show you. When you apply with us, you will be shown the various options our lenders and brokers can offer you. You can then choose from fixed rate, open, closed, and variable rate mortgages. These mortgages are further classified by:

  • Payment type
  • Rate type
  • Term
  • Amortization
  • Broker loans and lender loans


This is all done for your convenience in selecting the mortgage product that's right for you. Our website also has a mortgage calculator so you can figure out your mortgage payment and how various factors such as rate, payment frequency, and amortization periods affect your mortgage payment. You can also see how much interest you'll be paying over the course of your loan and can compare possible savings by changing monthly payments to bi-weekly or weekly mortgage payments. At KANETIX, we make it easy to choose the perfect mortgage for your unique individual needs.

KANETIX's innovative mortgage rate comparison service is available Canada-wide! You can compare the best mortgage rates from top lenders and brokers in the province of Ontario, Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia, Newfoundland and Prince Edward Island.

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Kanetix Mortgage App

Buying a home? The KANETIX Mortgage App helps you tally the numbers that count when it comes to home ownership.
  • Affordability calculator: work out how much of a mortgage you can carry.
  • Mortgage calculator: easily calculate your mortgage payments.
  • Mortgage rates: compare and call to secure fixed and variable mortgage rates.

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