Over 60 percent of your credit score rests on factors you can control, including on-time payments and how much credit you use in relation to your total amount of credit available.
With another interest rate hike now on the books, the change has some Canadians uncertain about their financial future. The Bank of Canada recently announced an increase in its key interest rate from 1 to 1.25 per cent and, subsequently, most major banks have raised their prime lending rates 25 basis points as well to ... Continue Reading
Millennials have really captured the attention of those in the housing and mortgage loan industry. Everyone is trying to get inside the head of millennials to figure out when, why and how they plan to enter the housing market. It makes sense too, after all, millennials are at the age when people traditionally look to ... Continue Reading
TD survey reveals there’s a gap in the financial picture for millennials: life insurance. From paying off student debt and managing day-to-day expenses to buying a house and starting a family, millennials have plenty to consider when it comes to financial planning. However, a new survey from TD suggests that many are overlooking life insurance. ... Continue Reading
Canadians love their rewards credit cards and loyalty programs and it's becoming increasingly clear just how much we are, and aren't, using them. A new study by Bond Brand Loyalty shows the average Canadian participates in 12.2 loyalty programs, up a whopping 25 per cent in just four years. However, many of us are not ... Continue Reading