During the winter holidays, most people would rather be spending time with family, than thinking about insurance. However, it is also one of the times of year when home and automobile insurance claims are at their highest. Take the time this season to make sure all your insurance needs are adequate, and that you take the necessary precautions to prevent having to submit a claim.
Poor driving conditions contribute to a rise in automobile accidents during the winter and the first snowfall can be one of the worst times for automobile collisions. Drive defensively and make sure you have the proper safety equipment in your car in case you are stuck at the side of the road in the cold. Use a winter car kit checklist to make sure you are prepared for Jack Frost, and keep a copy of the automobile claims filing tips in your glove compartment in case you are in an accident.
Many people are away from their homes in the winter or during the holidays. When you are away, your home is more at risk to burglaries and to the elements. Deter theft while you are away by burglar-proofing your home and having a neighbor check your home regularly for damage from the elements.
The use of fires, candles and Christmas lights during the holiday season contribute to an increased risk of home fires. Make sure all fires in the home are supervised and ensure everyone stays safe by following our fire safety tips.
The holidays are also a time when you might want to reassess your family's financial protection and make sure you have enough life insurance to provide for them. A lot of employer's policies don't provide nearly enough coverage. See how much protection your family will need with the Kanetix Life Coverage Calculator.
Part of having an enjoyable holiday is having a safe holiday.