We often receive emails asking specific insurance-related questions. Here are some of the most common questions, with responses provided by the Principal Broker at KTX Insurance Solutions, a licensed insurance representative featured through the Kanetix® quote comparison service.

Am I permitted to purchase auto insurance on a vehicle which I don't own?

No. Auto insurance policies must be purchased by and listed under the registered owner of the vehicle. However, the primary driver of the car does not need to be the person who owns it. In fact, it's possible to have a policy where the person who owns the vehicle isn't even listed as a driver (typically because they are not able, or allowed, to drive it because they do not have a valid licence).

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* Kanetix is an online insurance and mortgage shopping service and, more specifically is not an insurance company or brokerage. This response is believed to be accurate at the time of publication, but keep in mind that each person's situation is unique so may not apply in your particular situation. In addition, this information is subject to change and Kanetix is not responsible for any damages caused as a result of the information included in this response. As such, always check with an insurance provider, or the proper authority, for terms and conditions that may apply to you specifically as the information may vary depending on your insurer, geographic location, and particular individual circumstances.

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