Car Insurance in Laval

Compare Laval Auto Insurance quotes
in minutes.

I'm looking for

My postal code is

and I live in

Compare rates from companies like:

Looking for the best auto insurance rate in Laval? Compare car insurance rates quickly and easily to lock in the best rate possible.

Are you having trouble finding affordable car insurance? Look no further. At Kanetix.cawe will help you find the lowest insurance coverage for the best price. Our rate comparison tool is simple to use, and will automatically find the best car insurance prices available.

Compare Laval auto insurance quotes today for the lowest rates. It's fast, easy, and secure.
  • Enter your vehicle and driving details
  • Be sure to review all your quotes to make certain you have the lowest price
  • Connect with us (online or on the phone) to get the best rate available

Laval car insurance policy 101

Your Laval car insurance policy has mandatory coverages as well as a few optional coverages that can be purchased.

The mandatory coverages are broken down in to two components:
  • Public auto insurance: Your driver's licence is administered by the government agency called the Société de l'assurance automobile du Québec (SAAQ), and includes Injury coverage in the cost.

    Each year, premiums are set for Quebec's public automobile insurance plan. Premiums can vary depending on your driving record as well as demerit points accumulated. The public automobile insurance plan in Quebec ensures that all its residents are covered for injury or death resulting from an automobile collision.
  • Private auto insurance: Your private plan covers civil liability as well as property damage. This coverage is obtained though private insurance companies that Kanetix.ca features. The minimum legal coverage is $50,000, but it is much more common to have liability that is set to $1 million or $2 million.

  • There are more than three optional coverages that can be added to your Laval car insurance policy, but the most common are the following:
    • Collision (or upset) coverage: This covers damage to your vehicle as a result of an impact or collision with another vehicle or object.
    • Comprehensive coverage: This insures your car against damage caused by non-collision scenarios like theft and vandalism.
    • All perils coverage: This is both collision/upset coverage and comprehensive coverage rolled up into one.
    These optional coverages typically come with a deductible. A deductible is the portion of an insurance claim you agree to pay. Your deductibles will factor into how your auto insurance rates are calculated. The higher the deductible the lower your rates.

    What Goes into Your Laval Car Insurance Rate?

    Laval is the largest suburb of Montreal, Quebec. It is also the third largest municipality in the province of Quebec, and the 13th largest city in Canada. The population currently exceeds 402,000. Data from Kanetix.ca shows that the average age of drivers searching for low rates in Laval is 39 and male drivers (65%) outnumber females (35%) by a significant amount.

    Residents of Laval, as well as car insurance customers across Canada, understand that several factors come into play when auto insurance firms calculate rates. Where you live in Laval, your commute, the car you drive, and your driving history are all important sources of information insurance providers require.

    Where You Live in Laval

    Since Laval is a mere 11 kilometres from Montreal, you can expect it to have similar driving conditions. Therefore, busy traffic conditions and tough driving situations will arise. If you live in quieter more remote sections of the city with less traffic congestion, there may be a chance to capitalize on it in terms of lower insurance premiums.

    Your Commute

    The driving distance from Montreal to Laval is about 13 kilometres, and thousands of drivers make that trip each day. Insurance providers take note of the length and duration of the drive to work when they calculate rates. They also note which customers use public transportation or other means such as walking or bicycling to work when they establish insurance premiums. Generally speaking, the latter methods have a cost advantage when determining rates.

    The Car You Drive in Laval

    Vehicle model and year is a major component in determining auto insurance premiums. Theft rates, safety ratings, repair costs and several other parameters are also used by insurance professionals to help generate the most accurate insurance premiums. In Laval, the Honda Civic takes the top spot for most popular vehicle that drivers shop insurance for. The Mazda3 is the second most commonly insured automobile followed by the Toyota Corolla. The Hyundai Elantra and Volkswagen Jetta hold down the fourth and fifth spots among drivers researching rates on Kanetix.ca.

    Your Driving History

    Insurance premiums reflect your past driving behavior and there`s nothing you can do to prevent that. Therefore, expect all accidents, infractions, tickets or charges that appear on your driving record to be scrutinized by your insurance company. At the same time, if you show that you have a safe driving history with little or no driving mishaps, you can be sure insurance companies will take it into consideration. It could knock down your insurance costs significantly.

    More than half of all drivers in Laval report at least one car accident, as noted while getting their auto insurance quotes on Kanetix.ca. In fact, a hefty 62 per cent have reported at least one incident. Significantly less drivers (47%), report that they have received at least one ticket. Almost half of all male drivers (49%) admitted they had at least one ticket, which is slightly higher when compared to the female group at 43%.

    Drive Safely and Save Money

    Many drivers are convinced that using some form of roadside assistance program is of great benefit today especially as driving conditions become more difficult. According to statistics obtained by Kanetix.ca, 32 per cent of Laval car insurance customers use roadside assistance programs. These drivers should inform their insurance companies to see if they qualify for a discount, as many insurance firms offer a price reduction.

    Other Discounts May Be Available

    Holding multiple policies with one insurance company should mean significant savings for customers, right? As it turns out, insurance companies will give significant discounts to reward that loyalty. Laval insurance customers (44%) take advantage of a multi-line discount from their provider.

    If you want even cheaper insurance prices, there are ways of obtaining it. If you haven`t already done so, complete a driver training course. Also, look into adding security features on your vehicle, or installing an alarm system in your garage.

    Shop Around to see if You Can Save Money

    Compare rates regularly to ensure you're getting the best price for your car insurance coverage. Compare rates annually at renewal, but also if your situation changes like when you get married (or divorced), move, buy a new car, add drivers to your policy (like your teen), get a ticket, are involved in a collision, change jobs or retire. These are all ideal times when you should shop around to see if you can lower your car insurance rate.

    How to save with Kanetix

    Reminders & savings

    Sign up for our free mortgage and insurance Renewal Reminder service or Newsletter for the latest news and money saving tips.

    Email address

    auto INSURANCE QUOTE TICKER
    Car Insurance Quotes Premium
    Customer 71, LAVAL, PQ
    2014, VOLKSWAGEN, JETTA 1.8T 4DR
    TD Insurance$503
    Aviva Agency$562
    The Co-operators$874
    SSQ auto$990
    Range of top quotes$487
    Customer 26, LAVAL, PQ
    2017, HYUNDAI, ACCENT GL 4DR
    COSECO$947
    The Co-operators$1008
    TD Insurance$1316
    SSQ auto$1421
    Range of top quotes$474
    Customer 28, LAVAL, PQ
    2012, CHEVROLET, AVALANCHE 1500 LS 2WD
    COSECO$861
    The Co-operators$863
    TD Insurance$1359
    SSQ auto$1490
    Range of top quotes$629
    Customer 44, LAVAL, PQ
    2016, VOLKSWAGEN, GOLF 1.8T WAGON
    SSQ auto$1008
    The Co-operators$1187
    TD Insurance$1324
    COSECO$1514
    Range of top quotes$506
    Customer 23, LAVAL, PQ
    2009, HYUNDAI, ACCENT GL 3DR
    TD Insurance$642
    SSQ auto$889
    The Co-operators$1054
    Aviva Agency$1246
    Range of top quotes$604
    Customer 35, LAVAL, PQ
    2012, TOYOTA, COROLLA 4DR
    The Co-operators$724
    SSQ auto$779
    COSECO$845
    TD Insurance$1187
    Range of top quotes$463
    Customer 27, LAVAL, PQ
    2011, HYUNDAI, GENESIS 2.0T 2DR
    COSECO$1170
    The Co-operators$1383
    SSQ auto$1568
    TD Insurance$1574
    Range of top quotes$404

    Customer testimonials

    "Using your site to compare auto insurance was so easy and so helpful. Thanks for providing a site like this!"

    Dundar - Ontario

    Read more