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Find a Lower Car Insurance Rate in London
Are you spending more on your car insurance rate than you want to? Chances are, you could be paying less. The easiest way to make sure you’re not overpaying for your car insurance coverage in London is to compare quotes with Kanetix.ca.
Instead of filling out the same form for multiple insurance sites, you fill out one form with us. In a single search, we shop over 50 insurance providers in London. Many drivers often end up seeing rates lower than what they currently pay; in fact, on average, drivers in London save $610* after searching quotes with Kanetix.ca
An average savings of $610 sounds impossible, but we make it possible for customers to pay the lowest auto rate available to them. We partner with the most auto insurance providers in Ontario and we show you the lowest rates directly from them. Since we’re able to tap into so many rates at once, you can be confident that when you compare rates with us, you’re getting the lowest insurance rates available to you.
Find out how much less you could be paying for your London car insurance today. Get a quote now!
When it comes to calculating your premium, auto insurers consider the following factors:
- Where you live
- Your driving record
- Your insurance history
- The vehicle you drive
What you drive is important because if it’s more likely to be stolen, it will probably make your premium more expensive. If you’re wondering whether or not your car is a popular choice for thieves, you can check out Insurance Bureau of Canada’s annual list of the most stolen cars in Canada.
According to quotes from Kanetix.ca over the last year, the most popular vehicles in London are the following:1. Honda Civic
2. Toyota Corolla
3. Hyundai Elantra
4. Mazda’s Mazda3
5. Ford Escape
6. Chevrolet Cruze
7. Ford Focus
8. Volkswagen Jetta
9. Toyota Camry
10. Nissan Altima
11. Dodge Grand Caravan
12. Ford F150
The top 10 most popular vehicles in London are cars, with the exception of the Ford Escape coming in at fifth place as the only SUV. Trailing right behind the Nissan Altima in the 11th spot is the Dodge Grand Caravan, a popular choice for drivers who need a family vehicle. The most popular truck driven by drivers in London is the Ford F150, which comes in 12th place as a popular vehicle that customers are getting a quote for from Kanetix.ca.
Based on the most recent census data, London’s population is has grown 4.8 per cent, which is more than the provincial average of 4.6 per cent, but less than the national average of 5 per cent.
According to the 2016 census, London residents spend an average of 21.7 minutes commuting to work, much less than the Ontario average of 28.8 minutes as well as the national average of 26.2 minutes. Less time on the road means lowering the chance of getting a ticket or being involved in a collision, which may be a reason why London drivers pay less for their auto insurance premiums compared to other cities in Ontario.
Check out Insuramap to see average auto insurance rates in your area as well as other cities.
Based on auto quotes completed by London drivers last year:
- 86% of drivers indicated they did not have tickets on their record
- 79% of drivers indicated they did not have a collision in the last 10 years
According to data from other Ontario cities, London drivers have fewer tickets but slightly more collisions.
Driving safely benefits other drivers on the road, pedestrians, your passengers, and you. As a byproduct of being a great driver, your auto insurance premium will reflect this. Keeping a clean driving history is one of the best ways to keep your premiums low.
Auto Insurance Rates from Real Drivers
Lower your auto premium, even if you have a record
Accidents happen, and if you have one on your record, it’ll increase your premiums for six years while tickets will increase it for three years. A few ways you can lower your premium, whether your driving record is clear or not is:
Compare quotes: If you were shopping for a new car, you probably wouldn’t just buy the first car you see. You’d shop around and compare prices and features. Your auto insurance rate should also get the same treatment. By comparing quotes with us, you’re getting rates from 50+ insurance providers. We offer the most rates, rivalling anyone in the market, which means that when you compare quotes with us, you’re comparing almost all the rates you possibly can. It’s one-stop shopping, and who doesn’t want to save time?
Ask for discounts: When you speak to your insurance company, ask if you’re eligible for any discounts. If you’re a CAA member or part of an association or alumni, for example, you could be saving quite a bit!
Change your deductible: If your deductible is less than $1000, you might want to consider increasing it. By increasing your deductible, you could be saving five to 10 per cent on your premium. Before you make the change, make sure that you can afford to pay a $1000 deductible, should you get into a collision.
Install winter tires: Drivers in London are accustomed to 194 cm (76.5 inches) of snow on average. One thing for sure that has helped a lot of drivers stay safe on their commute is winter tires. They make a big difference when you’re driving, and can make a difference on your auto insurance premium as well.
Since January 1, 2016, drivers in Ontario who buy and install winter tires in November and keep them on until April qualify for a discount of up to 5 per cent on their auto premiums. It may not seem like a lot, but it does add up over time!
Comparing London auto insurance rates is free with Kanetix.ca
Our online comparison tool is free to Canadians who want a great auto insurance rate without spending the entire day filling out multiple forms at multiple insurance sites. We make it quick and easy to get quotes from leading insurance providers in Ontario. It starts with filling out just one form. From there, we show you rates from all the providers we’re partnered with, and these rates come directly from them. Once you’ve found a rate you like, give us a call and we’ll connect you to the insurer that gave you the best London auto insurance premium. It’s that easy. Get your quotes today and join millions of Canadians who have saved with us.
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