Low Balance Transfer Credit Cards

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When you are dealing with credit card debt, you do have the option for shopping around. Putting the debt on one card does not mean that you are saddled with that card and its associated rates for the life of the loan. With low balance transfer cards, you can choose better interest rates and pay the debt off faster. Finding the right card can be tricky, but KANETIX makes it easier.

Better Rates and Terms

It's wise to shop around when you are making a purchase, and you are also encouraged to shop for better deals when you have credit card debt. The card you currently have may charge high interest rates, but you can have that amount transferred to another card to enjoy lower rates and a faster payoff. Companies base their decision in part on your credit history, but we can help you find the best offers on the market for balance transfers

Compare the Fees

When transferring credit card balances, the fine print is incredibly important. Most cards charge a fee for transferring the balance from one card to another. If you are facing a high fee for making the transfer, then you want to be sure that the interest savings will more than cover then balance transfer fee. Some cards also charge annual fees for the service. Those fees can add up and make it harder to pay off the debt. KANETIX makes it easy to compare the balance transfer and annual fees, so you can make an informed decision.

Look at the Potential Savings

Cards often offer special financing deals if you transfer a balance. This can include anything from waiving the transfer fee to a limited number of months at zero interest. You might even find a particularly attractive interest rate on the life of the loan if you make the transfer by a certain date. We provide you with all of this information, so you can compare the savings opportunities between different cards and choose the best one for your needs.

Rewards and Cash Back

Most companies don't offer any rewards for balance transfers, but there may be cash back deals or special rewards for new purchases. When you transfer a balance to a new card, you will want to close the account on the old card to avoid charging it up again. If you choose a card that meets your transfer needs now and offers you attractive benefits in the future, then you will be happier with the card in the long run.

There are so many credit card companies offer balance transfer options, and finding the right one can feel overwhelming. You may not be sure what to look at, and it's easy to lose track of the little details like interest rates, expiration periods on special deals, annual fees and available rewards. With easy comparison charts from KANETIX, you can easily find the right low balance transfer card for your needs.