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Motorcycle insurance is a must, overpaying is not.
You may not necessarily be driving your motorcycle or scooter all year round, but you need year-round coverage regardless. If caught operating a motorcycle without insurance, riders could have their licence suspended and face other penalties.
If you've just bought a new motorbike, you can quickly and easily get an insurance quote through Kanetix.ca. Or if your premiums are currently too high, an opportunity may exist to save money by simply switching providers. Kanetix.ca offers the best rates available to motorcycle enthusiasts of all kinds, whether you have a Yamaha motorcycle or a Vespa scooter.
What is motorcycle insurance?
The purpose of motorcycle insurance is to protect yourself from certain financial losses that may occur as a result of owning and/or operating a motorcycle. Motorcycle insurance is a contract between the policyholder and the insurance company, whereby the policyholder pays an agreed upon premium, and the insurance company agrees to pay for any motorcycle-related losses that may occur as outlined in the policy.
Understanding your motorcycle insurance coverage:
Your policy usually protects three main areas: property damage, liability and medical coverage.
- Property damage pays for theft or damage to your motorcycle.
- Liability pays for your legal responsibility to others for property damage or injuries.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
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