Car Insurance in Nova Scotia

Compare Nova Scotia Auto Insurance quotes
in minutes.

I'm looking for

My postal code is

and I live in

Compare rates from companies like:

Your Nova Scotia Car Insurance Guide

Save on Nova Scotia car insurance. Compare quotes today in minutes.

Since 1999, has been helping drivers save money. We shop the market to help you find a better rate and connect you to the company so that you can secure the rate and lock in your savings.

Pay less for your Nova Scotia auto insurance today and compare rates at because it's easy, secure and free. It's also the best way to ensure you're not overpaying for the auto insurance you need.

  • Enter your driving and vehicle details once
  • Review all your quotes to see who offers you the best rate
  • Connect with us (online or on the phone) so we can help you secure your rate helps drivers across Canada get the best rates. In addition to Nova scotia auto insurance quotes drivers can get quotes for Alberta car insurance, Ontario car insurance, Quebec car insurance, Nova Scotia car insurance, New Brunswick car insurance or PEI car insurance as well.

Nova Scotia Car Insurance Quotes Compared To Other Provinces

Compared to other provinces, how much does Nova Scotia auto insurance cost? Well, for a 35-year old driver, the typical Nova Scotia auto insurance rate is less than a thousand dollars, about $957. The only other province that is cheaper is Quebec.


Provincial Average

Ontario auto insurance

$1441 per year

PEI auto insurance

$1137 per year

Alberta auto insurance

$1088 per year

New Brunswick auto insurance

$1020 per year

Nova Scotia auto insurance

$957 per year

Quebec auto insurance

$590 per year

Even though Nova Scotia drivers pay less than most for auto insurance, your premiums could be even lower. All you have to do is shop around for a better rate. In fact, Nova Scotia's Finance and Treasury Board encourages it, "Shop around to different insurance companies to find the best service and policy for you." See if you could save today with

Car insurance in Nova Scotia is mandatory

Just like elsewhere in Canada, having auto insurance in Nova Scotia is required to drive on any public roadway. According to the Nova Scotia Finance and Treasury Board your policy at minimum must have coverage for:

  • Third-party liability (Section A)

In the Consumers' Auto Insurance Guide created by the Office of the Superintendent of Insurance for Nova Scotia drivers, these mandatory coverages are described in the following way.

Third-party liability insurance: Third-party liability insurance covers you if you injure someone or damage someone else's property with your auto and they sue you. You must have at least $500,000 of liability coverage. Most Nova Scotians carry at least $1,000,000.

Accident benefits: Accident benefits include medical and rehabilitation expense benefits, funeral expense benefits, and loss of income benefits for yourself and other passengers in the event of an accident.

Uninsured and unidentified automobile insurance: This section of your policy covers you if you are involved in an accident with an uninsured or unidentified automobile.

Optional auto insurance coverages available in Nova Scotia

In addition to the compulsory coverages (third-party liability, accident benefits, and uninsured/unidentified automobile), there are optional coverages that you can include in your Nova Scotia auto insurance policy. Two of the best known are:

  • Collision (or upset) coverage: This covers damage to your vehicle as a result of an impact or collision with another vehicle or object.
  • Comprehensive coverage: This insures your car against damage caused by non-collision scenarios like theft and vandalism.

Both of these-collision and comprehensive-likely come with a deductible.

What goes into calculating car insurance in Nova Scotia

How much you pay for auto insurance in Nova Scotia will be based on many factors including your gender, driving record, accident claims, where you live, how often you drive, and the type of vehicle you drive.

Did you know? Unlike many other provinces in Canada, Nova Scotia auto insurance does not factor in your age or your marital status when determining your rates. It's been this way for more than a decade, since November, 2004.

Nova Scotia auto insurance in the news

Auto insurance in Nova Scotia

Halifax Car Insurance
Cape Breton Car Insurance

How to save with Kanetix

Reminders & savings

Sign up for our free mortgage and insurance Renewal Reminder service or Newsletter for the latest news and money saving tips.

Email address

Car Insurance Quotes Premium
Customer 27, BEDFORD, NS
TD Insurance$913
CAA Insurance$2537
Range of top quotes$1624
Customer 23, WESTVILLE, NS
TD Insurance$836
CAA Insurance$1187
Range of top quotes$480
Customer 24, HALIFAX, NS
TD Insurance$983
CAA Insurance$1444
Range of top quotes$461
Customer 23, TRURO, NS
TD Insurance$924
CAA Insurance$1369
Range of top quotes$445
Customer 23, TRURO, NS
2008, PONTIAC, G5 4DR
TD Insurance$887
CAA Insurance$1488
Range of top quotes$601
Customer 34, FALL RIVER, NS
TD Insurance$770
CAA Insurance$1174
Range of top quotes$421
Customer 46, TRENTON, NS
TD Insurance$862
CAA Insurance$1884
Range of top quotes$1022

Customer testimonials

"Using your site to compare auto insurance was so easy and so helpful. Thanks for providing a site like this!"

Dundar - Ontario

Read more