Car Insurance in Prince Edward Island
Drivers in Prince Edward Island can find a better car insurance rate in less time than it takes to drive across the Confederation Bridge!
Nobody likes to talk about car insurance, but since it's required by law in order to operate a vehicle in Canada, Kanetix.ca strives to make purchasing an auto insurance policy as quick and easy as possible. We know you don't want to seek out and sift through dozens of quotes just to find the best rate, so let us do the hard part for you. All you have to do is enter your information once and we'll give you quotes from multiple leading providers at the same time.
How Kanetix.ca Works
Kanetix.ca aggregates insurance rates from Prince Edward Island's top insurance providers so you can quickly find a better rate-for free. We also compare rates for Ontario car insurance, Alberta car insurance, Quebec car insurance, Nova Scotia car insurance and New Brunswick car insurance.
Comparing rates with Kanetix.ca is the easiest way to find immediate savings on your car insurance. No need to worry about a catch. Our service is absolutely free and we're proud to provide you with this quick and reliable service at no cost to you.
Prince Edward Island operates on a no-fault system, meaning each person involved in a collision deals with his or her own insurance provider regardless of who caused the incident.
Mandatory Auto Insurance Coverage in PEI
In Prince Edward Island, it is mandatory for drivers to have the following minimum coverage:
There are also multiple optional coverage options available such as specified perils, which covers losses against named risks such as fire or theft, or comprehensive, which protects you against specified perils as well as damage to your vehicle caused by fire, theft and vandalism. Talk to your provider about additional coverage today.
Young drivers are sometimes subjected to higher car insurance rates because insurers tend to see drivers with less experience as higher risk. But that doesn't mean a young driver has to pay sky-high rates. This article can help you find a better rate no matter what stage you're at in your driving career.
Now, there are three stages in PEI's graduated licensing program. Restrictions apply in all stages and details can be found listed under the Department of Transportation, Infrastructure and Energy's website.
Stage 1) Beginner drivers aged 16 and older can apply for an Instruction Driver's Permit (class 7) licence. Similar to other graduated licensing programs in the country, this permit allows beginners to drive under the supervision of an in-car instructor (a licensed driver with at least four years of experience). This permit expires after two years.
Stage 2) Drivers with the Learner's Permit can take a road test after 365 days (or 275 days if they have completed a certified driver's education course) in order to receive their stage 2 (class 5) licence. This licence allows drivers to operate a vehicle without an instructor, but again there are restrictions.
Stage 3) After 365 days, drivers without suspensions automatically graduate to this level. After one year, a stage 3 driver can apply for a class 1, 2, 3 or 4 driver's licence.
For all stages, the use of a handheld device while operating a vehicle is prohibited by law and the driver and all passengers must be wearing a seatbelt. Otherwise, fines, demerit points and suspensions may apply. Multiple offences may revoke your licence.
Your premiums are based on a number of variables including:
Tips For Getting Cheaper Car Insurance in PEI
In addition to comparing rates, drivers in Prince Edward Island can save more off their premiums if they:
Compare rates with Kanetix.ca. It's the easiest, fastest way to see immediate savings.
How PEI Car Insurance Rates Compare to Other Provinces
For a 35-year old driver with a clean driving record, PEI drivers pay some of the highest insurance rates in Canada.
Ontario auto insurance
$1441 per year
PEI auto insurance
$1137 per year
Alberta auto insurance
$1088 per year
New Brunswick auto insurance
$1020 per year
Nova Scotia auto insurance
$957 per year
Quebec auto insurance
$590 per year
You don't have to. Kanetix.ca customers save an average of $750 off their car insurance. Compare to see if better insurance rates could be yours today.
Auto insurance in Prince Edward Island
Charlottetown Car Insurance|
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