We often receive emails asking specific insurance-related questions. Here are some of the most common questions, with responses from our licensed insurance representatives.

Can one person be a principal driver on two cars?

Yes. One person can be the principal driver of two or more cars under the following scenarios:
  1. The driver is the only licensed driver living in the household.
  2. Other licensed drivers living in the household have been rated as an "excluded driver" by the insurance company.
In nearly all other scenarios, a different principal driver is assigned to each car in the household. Occasional driver rates only occur when the number of drivers is greater than the number of household vehicles.

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* Kanetix is an online insurance and mortgage shopping service and, more specifically is not an insurance company or brokerage. This response is believed to be accurate at the time of publication, but keep in mind that each person's situation is unique so may not apply in your particular situation. In addition, this information is subject to change and Kanetix is not responsible for any damages caused as a result of the information included in this response. As such, always check with an insurance provider, or the proper authority, for terms and conditions that may apply to you specifically as the information may vary depending on your insurer, geographic location, and particular individual circumstances.
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