Exotic Cars And Their Car Insurance - The Most Expensive Rides of 2012

With the Formula One Grand Prix in Montreal now finished, we're still officially in the racing spirit here at Kanetix HQ. These machines are as expensive as they are fast, and with this thought, we gathered our brightest minds to determine just how costly insurance policies would be for some of the year's most expensive street legal rides - and believe us when we say they are fast, and pricey.

We scoured price lists from well-known luxury car manufacturers like Bugatti, Rolls-Royce and Lamborghini, and from lesser-known companies like Leblanc and Shelby Super Cars. Other high-end companies - and prominent Formula 1 racing clubs - Spyker and McLaren just didn't have high enough price tags to spark our interest (which is a crazy sentence, we know).

The question is: just what makes these rides so expensive? Based on the vehicle details, part of the reason is a combination of high-performance and rare materials, ahead-of-the-pack innovations, additions like carbon fibers, silver trim, ceramic breaks, and even exotic woods, which elevated prices through the roof. The price may also be affected by sheer low production numbers - as some are even produced on an invite-only basis.

So, how much do these luxury cars cost to insure?

Of course, we wanted to know just how much deeper these rides will dig into your pockets after they've been purchased. Specifically, we wanted to know just how much owners are forking out on their exotic car insurance.

Needless to say, auto insurance companies charge steep premiums for these wheels (surprise!).

2012 Koenigsegg Agera R

  • Country of Origin: Sweden
  • Engine: 1,115hp, 5.0-liter V8 0-60mph: 2.9 seconds
  • Price: $1.7 million ($1.5 million for the base Agera, plus $211,000 at current exchange rates for the R package. An additional $270,000 will get you the carbon-fiber version)

Estimated Annual Exotic Auto Insurance Cost: $30,876

Pagani Huayra

  • Country of Origin: Italy
  • Engine: 700hp Mercedes-Benz-made V12
  • 0-60mph: 3.5 seconds
  • Price: $1.3 million

Estimated Annual Exotic Car Insurance Cost: $23,611

Aston Martin One-77

  • Country of Origin: United Kingdom
  • Engine: 750hp, 7.3-liter V12
  • 0-60mph: 3.7 seconds
  • Price: $1.4 million

Estimated Annual Exotic Auto Insurance Cost: $23,828

Zenvo ST1

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  • Country of Origin: Denmark
  • Engine: 1,250hp V8
  • 0-60mph: 2.9 seconds
  • Price: $1.8 million

Estimated Annual Exotic Car Insurance Cost: $42,240

Bugatti Veyron Supersport

  • Country of Origin: France
  • Engine: 16-cylindars, 1,200hp
  • 0-60mph: 2.4 seconds
  • Price: $2.6 million

Estimated Annual Exotic Automobile Insurance Cost: $50,855

There you have it. Although determining exact auto insurance numbers for vehicles of this price range and rarity is difficult to calculate - particularly when considering variables such as age, geography, driver history, and so on - these estimates offer an idea of just how much more these rides will set drivers back. Then again, when you've got yourself behind the wheel of a $2.8 million ride, what's a $50,000 annual car insurance policy, right?


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