Taking a car away with you to university or college can help you get to your classes - but make sure you are smart about your car insurance too. When you move, you have to follow the proper guidelines to ensure your insurance coverage continues without interruption and fulfill the licensing and vehicle requirements of the province.
Sounds like a lot of work? Don't worry, we've put together this handy 'cheat sheet'.* Where possible, details are listed--as well as the government ministries, agencies or departments you should contact to ensure you know the licensing and vehicle registration rules.
Your first step
Notify your current insurance supplier of your intentions to go to another province with your car to attend school.
Policies and rules vary by company so you must speak with your licensed representative before you leave, because you may or may not be covered.
Your next step
Learn more about the requirements of the province where you'll be attending school. Pick the province where you will be living and keep reading:
Newfoundland & Labrador
Prince Edward Island
According to the Insurance Corporation of British Columbia (ICBC), if you're a registered full-time student at a recognized institution you need to obtain a Combined Certificate of Registration of a Non-Resident Motor Vehicle and Insurance Certificate to operate a vehicle in B.C. This must be done within 30 days of your arrival in B.C.
The ICBC is your resource for confirming visiting student requirements. You can find information about driver licensing, vehicle registration and auto insurance at www.icbc.com.
According to Service Alberta, your home province's driver's licence and insurance will be accepted so long as:
- You are a full-time student (and can prove it with a letter of registration)
- Your licence is valid and in good standing
- You're the registered owner of the vehicle, and
- You have valid insurance in your name for the vehicle.
Saskatchewan auto insurance, driver licensing and vehicle registration information is all available to you through the Saskatchewan Government Insurance (SGI) website: www.sgi.sk.ca.