Have you ever had a vacation spoiled because you came down with a cold and didn't want to get out of your hotel bed, but did anyway? After all, it's your vacation and you want to make the most of it. Luckily, a cold doesn't typically require an emergency room visit. But there are many common illnesses and injuries when a visit to the emergency room is needed.
The following are not only real-life reasons, but also some of the most common travel insurance claims submitted by Canadians while away on vacation.
Top afflictions facing Canadian travellers and the potential medical costs
Claim information provided by T.I.C. Travel Insurance Coordinators
- Animal bites: Claims due to an animal bit range in price from $2000 to $5000. The reason for the wide range? Depending on the severity, lacerations caused from a bite are difficult to repair and may require plastic surgery.
- Insect bites: These "pesky" claims usually fall under $500 for common bites.
- Sunburn: Spending a little too long in the sun without sun block can cost up to $500.