If you're planning a trip to Canada, or you have friends or family coming to visit, Visitors to Canada travel insurance is a good idea no matter how long, or short, the visit. Why? Fact is, Canada's well known health care system does not offer free medical care for visitors or tourists. For people coming to Canada without Visitors to Canada travel insurance coverage, health care can be costly.
According to a survey conducted by the Canadian Institute for Health Information (CIHI) in 2004-2005 and released in 2008, the estimated average cost for a stay at an acute care hospital is approximately $7,000.
Even the cost of something as simple as a broken bone, can break the bank. What is often a relatively easily treatable injury could still be incredibly expensive for an uninsured visitor. The same report estimates that the average inpatient cost per stay for:
- injuries to the wrists or hands is about $4,156
- forearm fractures is $5,127
- injuries to the ankles or feet is $5,476
- lower leg fractures (including ankles) is about $5,850
- femur fractures is $13,565
Who benefits from having a Visitors to Canada insurance policy?
In general, anyone who is not a Canadian citizen and is travelling to Canada for any amount of time would benefit from purchasing Visitors to Canada travel insurance.
Think about Visitors to Canada travel insurance if you, a family member or a friend is:
- an international tourist travelling to Canada
- an international visitor coming to Canada to visit family or friends; or
- an immigrant who does not yet qualify for Canadian provincial health insurance who is looking for interim health coverage until eligible