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Shop online for recreational vehicle insurance
Generally, recreational vehicles are more costly than the average vehicle. So the easiest way to put some money back in your pocket is to make sure you're paying a low premium for your insurance. Kanetix.ca is the easy insurance comparison shopper, providing you with the best insurance rates for many RV models, from manufacturers like Casita to Winnebago Industries.
What is RV insurance?
The purpose of recreational vehicle insurance is to protect yourself and your travel trailer from financial and other losses that may result in the event of an accident or unforeseen event. Whether your recreational vehicle is only used for summer road trips or functions as a guest house in your backyard, having year-round coverage can provide you peace of mind and protect your investment.
If the RV is not designed for the bed of a pick-up truck, and you are able to drive it on its own, then the appropriate insurance can typically be obtained via your auto insurance provider.
What type of RV insurance is required?
Depending on the kind of RV in question, the weight, where the camper is located, and what it's used for (carrying passengers, commercial purposes, etc.), different kinds of RV insurance may be needed such as third party liability, accident benefits, collision or comprehensive coverage, medical coverage, and direct compensation property damage coverage.
Understanding your recreational vehicle insurance coverage:
It is important that when you purchase insurance for your RV, you understand your policy and what you're covered for. Your RV insurance usually covers damage to your own vehicle including your personal property in the unit, public liability and medical coverage.
- Collision and Comprehensive insurance pays for theft or damage to your RV.
- Liability insurance covers your legal responsibilities to others for property damage or injuries sustained.
- Medical insurance coverage pays for the cost of rehabilitation, treating injuries and on occasion, lost wages and funeral expenses.
- Direct Compensation Property Damage coverage pays for loss of contents within your RV.
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