One of the factors that affect the car insurance rate you pay is the car you drive. That's why we often get asked what are the most expensive and least expensive cars to insure. It is also why we do our own review of the most recent information available through the Insurance Bureau of Canada's "How Cars Measure Up" publication.

Insurance companies rate cars based on the claims history of that vehicle. They look at things like accident frequency, repair costs, theft, vandalism and safety ratings (to name a few) for each make and model. The less money insurance companies have to pay in claims for a particular car, the less expensive that car is likely to insure.

Based on collision and comprehenive coverage claim indexes, and theft costs and frequency indexes, the following SUVs, pick-ups, minivans and cars are likely to cost less to insure.

The least expensive vehicles to insure: 2010 model year

  1. Nissan Sentra
  2. Jeep Patriot
  3. Dodge Journey
  4. Chevrolet/GMC Traverse/Acadia
  5. Chevrolet Malibu
  6. Nissan Rogue
  7. Mercedes-Benz E350/E500W
  8. Honda CR-V
  9. Ford F150
  10. Ford Escape

The least expensive vehicles to insure: 2009 model year

  1. Saturn Aura
  2. Pontiac Montana
  3. Kia Sedona
  4. Smart ForTwo
  5. Ford Escape
  6. Hyundai Santa Fe
  7. Kia Rondo
  8. Saturn Astra
  9. Hyundai Accent
  10. Infiniti G37x

Don't see your car on this list? See how your own car measures up at the Insurance Bureau of Canada.

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