Trip Cancellation Insurance

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What is Trip Interruption Insurance / Travel Cancellation Insurance?

Trip cancellation insurance can cover you for the full cost of your flight or travel package, if your trip is disrupted or cancelled due to "unforeseen circumstances."

The "unforeseen circumstances" that trip cancel insurance covers can vary by travel insurance provider, however, it typically includes the following situations:

  • There's an unexpected injury or death in your, or your travelling partner's, immediate family.
  • A travel warning is issued by the Government of Canada, after you purchase your insurance, recommending that Canadians do not travel to the city, country or town where you were going (e.g. the recently issued travel warning for Venezuela).
  • You miss your flight, due to an interruption of the airline that is providing your transportation for a portion of your trip (note, not every policy covers flight cancellation insurance or trip cancellation insurance for airline bankruptcy).
  • There is a weather disaster, say during the hurricane travel season, that renders your home uninhabitable or your business inoperative.
  • You, or your travelling partner, are summoned to jury duty or subpoenaed as a witness (note, this may exclude certain law enforcement officers).

Because policies vary, you might also find that you are covered for cancelling your trip if:

  • The people or person who you are going to visit, who would be your host, unexpectedly dies or is admitted to hospital.
  • You involuntarily lose your job.

If you're unsure of what trip interruption or travel cancellation insurance product you need, you can get a quick introduction to travel medical insurance in Canada, or visit Travel Insurance 101, or explore other travel related questions and answers here. If you get stuck on a word or phrase, visit our travel insurance glossary.

Why Should I Buy Trip Cancellation Insurance?

It's a good idea to consider travel cancellation insurance for any trip, but especially if you've booked a "dream" vacation. Usually these trips are quite expensive (and non-refundable), making the money spent unrecoverable if anything were to happen and you weren't able to go or needed to come home early. Think about how much your vacation is worth to you.

Trip interruption insurance is a good idea simply because weather can always be a problem regardless whether you are travelling out-of-province or travelling out-of-country. If your plane, train or automobile is grounded or diverted due to the weather, you're going to want to make sure you aren't out of luck financially as well. If the weather doesn't strike, there are other real-life reasons why you may need travel insurance.

Another option for consideration is an all-inclusive travel insurance coverage plan. All-inclusive coverage plans include trip cancellation insurance but also include emergency medical coverage and baggage protection. All-inclusive coverage plans are a great option because you, your trip and your important travel items are safe from any untimely events that may affect the outcome of your trip. 

Quick tip: Trip cancellation insurance and all-inclusive coverage must typically be purchased within 10 days of buying your flight or trip package, but some providers are more flexible.

With the Kanetix Travel Insurance App, you can compare quotes and buy the travel insurance you need right from your smartphone device. In addition, you can easily subscribe to reminders for policy renewal, come back to your saved quotes, and never again worry about overpaying on your travel insurance coverage.

Additional Info on Trip Cancellation Insurance and All-Inclusive Coverage

Simply answer a couple of questions concerning your trip itinerary when you apply online and in a minute or two you'll be able to view all-inclusive coverage and trip cancellation insurance plans from Canada's leading travel insurance providers.

Don't forget to include the full cost (per person) for your flight or travel package when you're entering your information. Trip cancellation insurance covers up to the total cost of your flight or travel package, so to get a quote for an all-inclusive policy or a standalone trip cancellation policy you need to include this information. In addition, there are annual travel insurance policies which you could benefit from. Learn more about what's covered and what's not in a policy before your purchase by understanding the limitations and exclusions of a typical travel health insurance coverage plan

Make sure to use these easy to follow tips when entering your trip itinerary. You'll receive more accurate quote prices and a variety of quotes to choose from for the travel insurance you need. Get quotes for trip cancel insurance and all-inclusive coverage the easy way at Kanetix.ca.

Travel Insurance Resources from the Government Of Canada

Looking for more information and advice about travel insurance in Canada and abroad? The Government of Canada has resources to help:

Travel.gc.ca

Destination Canada

Other Travel Insurance Quote Options

Travel Insurance for Canadians

Whether you are a Canadian travelling within Canada or abroad, Kanetix.ca can easily help you save time and money on your travel insurance. With our fast, easy and secure online travel insurance quote comparison service you can save up to an average of 50% on your travel insurance. Get a rate today.

Visitors to Canada Insurance

Whether you are planning to visit Canada as a tourist, immigrate to Canada, or have family or friends coming for a trip, at Kanetix.ca you can easily compare Visitors to Canada travel insurance quotes and purchase a policy. Get a rate today.

Snowbird Travel Insurance

Calling all Snowbirds, Kanetix.ca is one of the best places to shop for your snowbird travel insurance and snowbirds medical insurance. Are you heading south to Florida? Arizona? The Caribbean? No matter where you're going or for how long, you could save significantly on your snowbirds travel insurance by comparison shopping. Get a rate today.

Travel Insurance for International Students

Are you a student from another country planning on studying at a school in Canada? Kanetix.ca provides online quotes for health insurance for international students studying in Canada. Get a rate today.

Super Visa Canada Insurance

It doesn't matter if you're the parent or grandparent of a Canadian citizen or permanent resident living in Montreal, Toronto, Vancouver, Calgary or Halifax, you can compare quotes and buy a Super Visa health insurance policy online through Kanetix.ca from any of the featured insurance companies. Get a rate today.

Cheap Travel Insurance

Looking to save time and money on your travel insurance? Kanetix.ca can help you find the cheapest travel insurance quotes from the top travel insurance companies in Canada. In just a few minutes, you can save up to an average of 50% on your travel insurance with the one-stop shopping environment at Kanetix.ca. Get a rate today.

Travel Insurance App

Download the Kanetix Travel Insurance App on your smartphone device to compare and purchase travel insurance online when you are on the go. With this app, you can use the travel checklist, search for attractions in your destination and check weather forecasts. In addition, you can subscribe to reminders for policy renewal, revisit your saved quote comparison details, and never stress again about overpaying on your travel insurance coverage!