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Windsor drivers, shopping for a great auto insurance rate has never been easier

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Get the best rate for your Windsor car insurance

Shopping for an auto insurance quote in Windsor doesn’t have to be hard or take a lot of time. In fact, Windsor residents can save hundreds of dollars on their car insurance premiums simply by comparing quotes on

Traditionally Windsor drivers would try calling as many auto insurance companies as they could for a quote. With, you can complete a simple online quote form and within minutes you’ll get access to rates from over 50 car insurance companies across Ontario, so you can trust that your quote is the lowest available for your vehicle in Windsor. In fact, many drivers in the Windsor area are already saving $610, on average, after comparing quotes at

To top it all off, is free to use, so there is absolutely no reason to not compare car insurance quotes. Get your Windsor auto insurance quotes today to see how much you could be saving on your coverage.

The following are some of the key factors in setting your insurance premium:

    1. The type of vehicle you drive 
    2. Your driving and insurance history 
    3. Where you live and your commute

Vehicles more likely to be stolen or more expensive to repair may be more expensive to insure. Fortunately, the vehicles most popular with Windsor drivers based on quotes completed on over the last year, didn’t make the annual Insurance Bureau of Canada’s list of the most stolen cars in Canada. However, a Windsor favourite, the Dodge Ram truck was recently voted Best Pick Up Truck according to the Automobile Journalists Association of Canada Best New Vehicles list.

Here are the 10 most driven cars in the Windsor area:

  1. Honda Civic
  2. Ford Focus 
  3. Dodge Grand Caravan 
  4. Dodge Ram 
  5. Chevrolet Cruze 
  6. Ford Escape 
  7. Toyota Corolla 
  8. Ford Fusion 
  9. Dodge Journey 
  10. Hyundai Elantra

Windsor drivers are reporting an average daily work commute at 11.6 km based on quotes completed on Coupled with an average work commute time of just under 19 minutes one-way, according to the most recent census data, many Windsor residents are living and working close to home. Comparatively, this average is 28 per cent lower than the national one-way commute time.

At-fault collisions and traffic violations can also adversely affect your insurance premiums. Tickets can stay on your driving record for up to three years and at-fault accidents remain for at least six years. Once your driving record has been cleared of these faults, you should make it a priority to compare auto insurance rates again to confirm if you qualify for a lower rate.

We looked into auto insurance quotes completed on and discovered a few things about drivers in Windsor.

Did you know?

  • Only 90 per cent of Windsor drivers claimed to have winter tires, compared to over 95 per cent of average Ontarians. 
  • 11 per cent of Windsor drivers claimed they received a traffic ticket in the last three years. 
  • Almost 24 per cent of Windsor drivers claimed they’ve been in a collision.

Windsor drivers know that a great rate starts with us

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More ways to lower your auto insurance premiums

With the Financial Services Commission of Ontario (FSCO) announcing that insurance rates will be increasing in Ontario, Windsor drivers should take action. Here are some very easy ways you can be sure you’re getting the cheapest rate for your Windsor car insurance.

Shop around. Each quarter, the Financial Services Commission of Ontario (FSCO) publishes approved car insurance rate changes, at which time a number of companies will change their rates for Windsor. Car insurance shouldn’t be one of those things you look at once when you first buy your vehicle, but instead requires an annual shop around to ensure you’re always getting the best deal. To keep up with the ongoing rate changes, make sure you compare quotes from the over 50 insurance providers at every time rates change, or at minimum, when you’re getting ready to renew your policy. 

Ask about discounts. The most common insurance discounts ones are multi-vehicle discounts, multi-line (or bundle) discounts, and winter tire discounts. There are many other discounts such as good student discounts, low mileage discounts, and retiree discounts that you could qualify for too. Talk to your insurance company about the discounts they offer in Windsor to lower your rate. 

Review your coverage and deductible options. Under certain circumstances, there may be coverages that you may no longer need. For example, if you drive an older vehicle, you may decide that you no longer need collision or comprehensive coverages. You can also review your deductible options. Sometimes, raising your deductibles can save you a lot of money. In both cases, however, be sure that you can afford the costs should the need arise and you have to make a claim.

Find cheap auto insurance rates in Windsor

When you compare quotes at for free you can be confident that the rates you see are the lowest available from the over 50 auto insurance providers we search. Your quotes come straight from those same car insurance companies without any extra fees. These rates are as accurate as the details you provide, so go ahead and join the millions of Canadians who have already saved this year by comparing quotes online at

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75% of Kanetix customers in Ontario who participated in the survey said Kanetix helped them identify an average savings amount of $610 (June – November 2017) on their car insurance. The cited amount represents the average difference between the best quote obtained at and the current premium amount of participants in the survey. The savings amount varies by individual and does not constitute a guarantee; in each individual case, the difference may be smaller or greater than the savings amount cited.